500,000 yuan for a time deposit of 3 5% or more and 4 at least 4.8% (updated on November 25) – Hong Kong Economic Times – Financial Management – Employers

Home » Business » 500,000 yuan for a time deposit of 3 5% or more and 4 at least 4.8% (updated on November 25) – Hong Kong Economic Times – Financial Management – Employers

November 26, 2022
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This article was updated on November 25, 2022.

“Standing edges well” analyzes the best standing deposits of edge banks from different angles, remember to click to bury other articles at the end of the article!

The headline rate often appears in bank fixed deposit discounts. On the surface, the interest rate is very attractive, but in fact it depends on the access fee and the type of customer’s account. 】 List the low threshold options of the major banks. This time we raised the standard a little, if you loosen your hands, there500,000 yuanif you want to put it in the bank for a fixed period, there are more high interest options,There is a minimum of 3 rooms for 5%there are 4 banks that reach 4.8%, and the options of 4.5% or higher are listed below:

How about 500,000 yuan as a fixed term? (Arranged from lowest to highest annual interest rate)

HSBC, Standard Chartered and Bank of China time deposits three largest banks issuing Hong Kong notes, the highest is 4.3%, which is not listed above, for details, see:[Sut mae’r pedwar banc mawr yn sefydlog? Mae Hang Seng wedi codi uwchlaw 4% mewn 3 mis ac mae gan HSBC uchafswm o 4.3%]

3 Banks 5 Rs

The 5.5% discount of Ping An OneConnect ended early, but there are still 3 companies that can reach 5% when making a time deposit of 500,000 yuan.

Chong Hing Bank is a new classmate this week. Recently, the bank has regularly increased the 12-month Hong Kong dollar to a maximum of 5.05%, with a minimum deposit of 500,000 yuan, regardless of funds new or old, but it needs to be. open in online/mobile banking. If it is opened in a branch, it must be new funds, and the maximum is 4.95%.

WeLab Bank is currently the only virtual bank with an annual interest rate of 5% The deposit period is also the longest among the 5% army. It takes 15 months to deposit for 5%.

Wing Hang OCBC recently extended its 12-month discount of 5% until further notice. The minimum deposit amount is 200,000 yuan. Although it meets the deposit requirement of 500,000 yuan, please note that this discount requires a designated wealth management account, and the assets of the wealth management account The value must be 1 million yuan.

New students: Dah Sing Bank, livi bank

Dah Sing Bank and Livi Bank regular high interest discounts have an initial deposit of 200,000 yuan, so if the principle is only 100,000 yuan, their interest rates will be lower. If this article increases it to 500,000 yuan, it will they have the highest 4.8. % and 4.6%.

500,000 yuan has an interest rate increase over 100,000 yuan

Fixed deposit is a game where the rich get richer. In the same bank, if the principal is increased to 500,000 yuan, there is a chance to get a higher annual interest rate. For example, East Asia Bank, the highest 4.7% for depositing 100,000 yuan, but the maximum 4.9% for depositing 500,000 yuan, but it needs to be a new customer of SupremeGold, and the deposit period is 12 months.

For Public Bank, CMB Wing Lung, etc., the more deposits, the higher the annual interest rate However, banks may have other conditions, such as requiring new funds to open online, or specify a wealth management account. Look at the annual interest rate.

Written by: Liao Yiran

“Regular Boundary” Revisited:

[Argyfer100000yuanmaegan2fanc5%acmaegan9bancoleiaf4.6%]

[Blaendal Sefydlog – erthyglau 5%: Banc Dah Sing hyd at 5.2% Isafswm 6 Banc 5% neu uwch]

【Is the regular time between the big 4 banks good? HSBC note issuing bank up to 4.3%]

[Renminbi rheolaidd hyd at 15% 1 mis hyd at 7% llog hir hyd at 2.75% 18 cymhariaeth banc fwyaf cyflawn]

[Mae arian tramor yn cael ei gymharu’n rheolaidd gyda’r bunt Brydeinig fwyaf cyflawn, doler Canada, doler Awstralia a doler Seland Newydd hyd at 15% a hyd at 4% mewn 3 mis]

Lazy Pack “Regular Edges”[Gwiriwch yr Ymylon a’r Risgiau mewn Un Amser]

＝＝＝＝＝

[Rhagolygon wythnos Shi Syr a stociau gyda newidiadau]Wharf Group, China Nonferrous Mining, COFCO Jiajiakang

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