Mrs. Metwadee Prasertsinthana Managing Director Bangkok Capital Asset Management (BCAP) revealed that December is the tax planning season, especially during this period of volatility in stock markets and many asset classes. Due to the impact of the Covid-19 epidemic situation New species “OMICRON” which is a good time to invest. Good quality Savings Fund (SSF) and Retirement Mutual Fund (RMF) with consistently good performance. to be used for tax deduction in 2021, which is less than a month to invest
In this regard, BCAP Asset Management recommends all 5 funds of the BCAP Global Wealth Fund Series for Savings (BCAP -GW SSF) and the BCAP Global Target Date Fund Series for Retirement Mutual Fund (BCAP Global Target Date RMF), both of these fund series are designed to meet the needs of investors in investing and planning for tax-deductible benefits.
The BCAP Global Target Date Retirement Mutual Fund (BCAP Global Target Date RMF) is designed to suit the retirement plans of each age and receive tax benefits according to the conditions of the Revenue Department. Minimum investment of only 500 baht through Bangkok Bank branches and Bualuang Securities.
BCAP Global Target Date Retirement Mutual Fund It has an investment policy covering global assets, diversifying its investments in a variety of domestic and international assets, including stocks, bonds, alternative assets such as real estate funds, REITs, infrastructure funds, and gold. The fund will invest through mutual funds and ETFs, making High flexibility in fund management and no dividend payment policy to accumulate the return on investment continuously For foreign investments, the fund will hedge against foreign exchange risk at the fund manager’s discretion.
For the highlight of the fund, which is an RMF fund that adjusts the investment ratio according to the age range Investors can choose to invest according to the year of retirement through 3 fund options:
BCAP2030RMF for those planning their retirement years. 2025-2035 (2025-2035) ,
BCAP2040RMF for those planning their retirement years. 2036-2045 (2036-2045)
and BCAP2050RMF for those planning their retirement years. 2046-2055 (2046-2055)
Additionally, each fund has a team of fund managers with expertise in each asset, who closely monitor portfolio adjustments and monitor changing market conditions. to adjust the investment strategy accordingly without having to worry about the market with relatively high volatility
The BCAP Global Wealth Fund for Savings (BCAP -GW SSF) is a fund that has a policy to invest in both domestic and international assets. And invest through mutual funds and ETFs around the world, making it highly flexible in fund management.
BCAP Global Target Date Retirement Mutual Fund It has the same investment policy as the BCAP Global Wealth Fund (BCAPGW), which has the same investment policy covering global assets. But different in asset management approach, which BCAP Global Wealth Fund is like an investment portfolio. that invests in risky assets according to the level of risk that investors can accept
While this RMF determines the proportion of each asset to suit the age of the investor. or goals of investors
Currently, Thailand tends to become an aging society more and more. Therefore, retirement planning is important. While different age groups have different investment ratios and risk tolerances. Having a fund that organizes investment portfolios to suit each age range and in line with retirement plans is a help that meets investors’ needs. For those who are young and have a lot of time to invest, they should focus on investing in risky assets to create opportunities for long-term returns. As for those close to retirement, they need to increase their investment in stable assets. To focus on maintaining the principal, the investment model is designed through the BCAP Global Target Date Retirement Mutual Fund. answer all ages
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