Brutal creditors, borrowing ten thousand, have to pay hundreds of thousands, seize the house, despite the fact that it is the land of the PO.
Date 26 Apr 65 Mrs. Oranuch Chaichan Social Development and Human Security in Phitsanulok Province, together with Mr. Sompong Yenkaew, Deputy Director-General of the Attorney General, Region 6, together with Wang Thong District Deputy Superintendent of Kaeng Sopha Police Station Deputy President of Ban Klang Subdistrict Administrative Organization Representative of the Phitsanulok Provincial Justice Office to help 2 debtors in the area of Ban Klang Subdistrict, Wang Thong District, due to being forced by creditors to use compound interest More expensive than the law along with the seizure of houses and land without going through legal process It was also intimidating. until unable to live Some were confiscated over 30 rai of land.
Mrs. Oranuch said There are many people in the sub-district, many 10 people. because the first one is handicapped By the way, his wife borrowed money from this creditor in the amount of 10,000 baht, had to pay 100 baht of interest per day, using the original house registration as collateral as evidence. by giving a disabled husband go finger print testify After receiving the money, his wife ran away from home.
Making it now from the debt of 10,000 baht to 100,000 baht until on March 23, the past, the creditor has posted a sign advertizing the sale/rent of the said house. along with the intrusion to move the property Inside the house, come to the front of the house. demolish the toilet which happened like this with many debtors in the village
Part 2 is a single mother. Has gone to borrow money from the same creditor in the amount of 100,000 baht by using the land (Sor Por.) of the sisters of different fathers. as collateral The contract agreed that interest must be paid on a monthly basis, 10,000 baht per month, later unable to deliver. causing creditors to enter into new contracts on a daily basis with interest until maturity amounting to 30,000 baht and compounding the principal amounting to 130,000 baht, with interest payment of 1,300 baht per day and must be paid before noon every day
If past noon There will be an additional fine of 130 baht per day. In the beginning, it can be sent. Even giving birth to a child with no income making it impossible to send flowers The creditor threatened to seize the house and sue the family out of the house. If you don’t have money, you have to pay rent for a house at 3,000 baht per month, which you have to pay 100 baht per day before noon as usual. Later, this debtor was detained. due to the high risk of contracting COVID therefore did not send any flowers
make creditors call to intimidate Condemn and advertise the house for sale via Facebook. personal creditors as well Later, male workers were brought in to threaten the debtor’s mother at home. and pressured to leave the house Otherwise, the house will be demolished. Finally made a letter requesting assistance from Minister of Education said
After receiving the story Social Development and Human Security, Phitsanulok Province, together with the Office of the Public Prosecutor, Region 6, administrative officials has made an appointment to negotiate to find a solution for repaying the debt between the victim and the creditor On Monday, April 25, past It appears that the creditors refused to negotiate in any way.
On the side, Mr. Sompong Yenkaew, Deputy Director-General of the District 6 Attorney General, said that from many agencies Especially the police of Kaeng Sopha Police Station in making a letter inviting this creditor to negotiate to find a solution. It appears that the creditor refused to meet. The police will do invitation letter again If they do not come to see the investigator again The officer will request a warrant for the arrest warrant. to take legal action
Because this creditor commits an offense to help borrowers and has interest in excess of the law. And most importantly, to confiscate the house, sell the debtor’s house according to his physical infirmity. which will have to go through the court to decide the Legal Execution Department Enforcing a lawsuit in the sale of a house only In addition, the land seized by the creditors is the land of the NESDB, which cannot be traded as well. From checking that there are at least 10 debtors who have suffered from this creditor. Some of them have been confiscated more than 30 rai of land.
After this, if there is a debtor Or the injured person wants the government to help, they can inform the Public Prosecutor’s Office Region 6 or the Phitsanulok Provincial Police Office on official days.
