From this year until May of this year, the number of cases of 10 households buying houses in Seoul has increased sharply by taking over the deposit. In fact, it is pointed out that there is a high possibility that it is a gap investment with the parent’s gift money and tax, or an investment of the parent borrowing the child’s name.
According to the data on the number of submissions of funding plans for each age group by metropolitan city and province submitted by Rep. Park Sang-hyeok from the Ministry of Land, Infrastructure and Transport on the 19th, 69 cases of teenagers purchasing houses in Seoul for the purpose of succession of deposits and rentals were the same as last year. It is close to 10 times more than the period (7 cases).
The industry analyzes that the reason teenagers with no income were able to purchase a house in the first half of the year, when house prices rose sharply, were due to the gap investment based on their parents’ gift money and the ‘deposit succession’ specified in the financing plan.
An official from the real estate industry said, “It is very rare for teenagers to voluntarily purchase a high-priced home. The number of top 10 gap investments decreased from 12 in January and 11 in February to 7 in March after the government’s February 4 supply measures, and then again increases to 18 in April and 21 in May. This coincides with the trend of the increase in house prices in Seoul in the first half of the year. On the other hand, it was found that the top 10 gap investments in Seoul were concentrated in non-apartments, such as villas, which are relatively cheap compared to apartments with frequent taxes and regulations and high prices.
Gap investment among teenagers in non-apartments in Seoul was 61 cases, accounting for 88.4% of the investment in gaps in Seoul among teenagers.
The trend of increasing investment in the top 10 gaps is the same in Gyeonggi-do and Incheon, which are metropolitan areas.
In Gyeonggi Province, the number of top 10 gap investments between January and May this year was 98, an increase of 97 compared to the same period last year (1 case). In Gyeonggi-do, relatively cheap apartments compared to Seoul accounted for 55 out of 98 cases.
During the same period, Incheon’s top 10 gap investments amounted to 36, of which 19 were apartments and 17 were non-apartments. During the same period last year, there were no top 10 gap investments.
In the provinces, the number of top 10 gap investments in Busan and Daegu was high. Among them, Busan had a total of 22 cases, 13 for apartments and 9 for non-apartments.
In the case of Daegu, there were 14 cases of gap investment among teenagers, including 12 in apartments and 2 in non-apartments. In both regions, there were no top 10 gap investments in the same period last year.
(Sejong = News 1)
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