The Government Housing Bank (GHB) marks 69 years since its establishment as a specialist state-owned financial institution that has played an important role in helping more than 4 million Thais to own their own homes. baht, representing 87.48% of the new loan target in 2022, expected by the end of September, borrowing more than 200 billion baht and confirming and freezing the interest rate on home loans as far as possible until the end of the year 2022.
Mr. Chatchai Sirilai Managing Director Government Housing Bank (GHB) disclosed that September 24, 2022, marks the 69th anniversary of the operation of GH Bank, a specialized state-owned financial institution with a mission. “Making Thai people have homes” and playing a role in supporting government policies. Helping to improve people’s quality of life to reduce social inequality. by lending more than 4 million Thai people to get their own homes, as in 2022, when the Thai economy started to improve continuously after the Covid-19 epidemic situation receded.
As of September 21, 2022, more than 198,080 million baht of new loans have been issued, totaling 154,783 accounts, or 87.48% of the new loan target in 2022, which is set at 226,423 million baht, in certainly more than 200 billion baht. This is considered a success due to the implementation of the Strategic Plan to expand housing loans to the low income group (Social Solution) and the middle-to-high income group (Business Solution).
with a wide range of credit products Meanwhile, the total loan balance as of August 31, 2022 was 1,548,451 million baht, with non-performing debt (NPL) accounting for 4.41% of the total loan. It is expected that at least 280,000 will be released at the end of 2022. million baht. After the Federal Reserve (Fed) voted to raise the policy rate by 0.75% to 3.00%-3.25%.
In a meeting on Wednesday (September 21, 65), the Bank of Thailand confirmed that it is prepared to maintain the interest rate on home loans as long as at least until the end of 2022 in order to ease the burden and give customers time to pay, adjust This will increases the bank’s cost by about 1,000 million baht.
In addition, GH Bank has also improved its business model to support customer behavior after the COVID-19 situation by developing digital services. In order to achieve the goal of becoming a full Digital Bank by 2022, whether it is Application: GHB ALL GEN: Any Generation, it can be used. One app is all done!! The New Bank of Thailand Application developed from Application: GHB ALL to be modern, easy to use, responding to the New Normal lifestyle of customers of all genders and ages. Pay loans, view receipts, transfer money, open an account and buy savings lottery tickets, etc. At the moment, it is undergoing a practical test within Phase 1 with all the Bank’s employees. Prepare before starting to open for customers to download and use from October 26, 2022 onwards
Project for storing an Electronic File instead of the original license (The bank does not keep the title deeds) : The customer can receive the original title deed or certificate of ownership of the flat home immediately on the date of transfer and mortgage law in the Land Office. To meet the needs of customers who want to keep the original title deed or title deed for themselves with the pride and happiness of owning a house, Bank of Thailand is the first bank to store the title deed or certificate of ownership of the apartment in electronic file format instead of the original license Currently, 26,766 customers in the welfare group who make legal transactions after June 24, 2022, have received their original title deeds, and they will expand to retail customers general who do legal transactions with the bank from 26 September, 2022 onwards.
A service for transferring the loan to the entrepreneur’s deposit account instead of making a cashier’s cheque: a service that adds convenience to customers This reduces the process and saves time for sellers to receive money by bank transfer instead. Without having to go to a bank branch to cash the cashier’s check received by the bank as before. The first phase has been started since August 31, 2022, with 22 real estate operators participating to receive money by transferring money, a total of 22 companies, 76 projects across the country.
And on the occasion of the 69th anniversary, GH Bank also launched “Phi Home” as GH Bank’s first Virtual Influencer. especially in terms of housing, investment and the use of technology in everyday life. ready to give advice and give ready help to anyone who wants to get a home Because he knows that getting a home is everyone’s happiness. You can follow “Pee Home” on the bank’s online channel for
Those interested can ask for more information at GH Bank, all branches nationwide, GH Bank Call Center, call 0-2645-9000 or Facebook Fanpage, Government Housing Bank And follow the bank’s news in Mobile Application : GHB ALL and www.ghbank.co.th