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ING publishes second progress report on climate alignment Amsterdam Stock Exchange: INGA

PROFILE ING

ING is a global financial institution with a strong European base, offering banking services through its operating company ING Bank. ING Bank’s purpose is to enable people to stay one step ahead in life and business. ING Bank’s 55,000+ employees offer retail and wholesale banking services to clients in over 40 countries.

The ING Group shares are listed on the Amsterdam (INGA NA, INGA.AS), Brussels and New York Stock Exchanges (ADR: ING US, ING.N).

Sustainability is an integral part of ING’s strategy, evidenced by ING’s leadership position in the industry benchmarks of Sustainalytics and MSCI and our CDP “A-list” rating. ING Group shares are included in the leading sustainability and environmental, social and governance (ESG) indexed products of leading suppliers STOXX, Morningstar and FTSE Russell.

IMPORTANT LEGAL INFORMATION

Elements of this press release contain or may contain information on ING Groep NV and / or ING Bank NV pursuant to Article 7, paragraphs 1 to 4, of EU Regulation no. 596/2014.

Some of the statements contained in this document are not historical facts, including, without limitation, certain statements made of future expectations and other forward-looking statements that are based on management’s current views and assumptions and involve known and unknown risks and uncertainties that could cause results. Actuals, performance or events differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to a number of factors, including, without limitation: (1) changes in general economic conditions, particularly economic conditions in ING’s core markets, including changes affecting currency exchange rates, (2) the effects of the Covid-19 pandemic and related response measures, including travel blocks and restrictions, on economic conditions in the countries where ING operates, on activities and operations of ING and on ING’s employees, customers and counterparties, (3) changes affecting interest rate levels, (4) any insolvency of a major market participant and related market disturbances, (5) changes in the performance of financial markets, including in Europe and in developing markets, (6) changes in the fiscal position and future performance of the United States, comp made the potential consequences of a downgrade of the US government sovereign credit rating, (7) UN consequences involved the withdrawal of Kingdom from the European Union, (8) changes or discontinuation of “benchmark” indices, (9 ) inflation and deflation in our core markets, (10) changes in conditions in credit and capital markets in general, including changes in borrower and counterparty creditworthiness, (11) bank failures that fall within the scope of the government clearing systems, (12) non-compliance with or changes to laws and regulations, including financial services and tax laws, and their interpretation and application, (13) geopolitical risks, political and political instability, and actions by government and regulatory authorities , (14) ING’s ability to meet minimum capital and other prudential regulatory requirements, (15) outcome of litigation, enforcement proceedings, investigations or other current and future regulatory actions, including complaints from customers, (16) operational risks, such as system outages or failures, security breaches, cyber attacks, human errors or, changes in operational practices or inadequate controls including in relation to third parties we do business with, (17) cybercrime risks and challenges, including the effects of cyberattacks and changes to cyber security and data privacy legislation and regulations, (18) changes in overall competitive factors , (19) failure to protect our intellectual property and infringement claims by third parties, (20) changes in credit ratings, (21) business, operational, regulatory, reputational and other risks and challenges related to climate change , (22) inability to attract and retain key staff, (23) future liabilities under retirement benefit plans efiniti, (24) inability to manage business risks, including in connection with the use of models, the use of derivatives or the maintenance of appropriate policies and guidelines, (25) changes in capital and credit markets, including interbank financing, as well as customer deposits, which provide the liquidity and capital needed to finance our operations, (26) the other risks and uncertainties described in ING Groep NV’s most recent annual report (including risk factors contained therein) and ING’s most recent disclosures, including press releases, available at www. ING.com.

This document may contain inactive textual addresses to Internet sites operated by us and third parties. Reference to such websites is made for informational purposes only and the information found on such websites is not incorporated by reference into this document. ING makes no representations or warranties as to the accuracy or completeness or assumes any responsibility for any information found on any website operated by third parties. ING expressly disclaims any liability in relation to any information found on websites operated by third parties. ING cannot guarantee that websites operated by third parties will remain available after the publication of this document, or that any information found on such websites will not change after the storage of this document. Many of these factors are beyond ING’s control.

Any forward-looking statements made by or on behalf of ING relate only to the date they were made, and ING undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information or for any other reason.

This document does not constitute an offer to sell or a solicitation of an offer to buy securities in the United States or any other jurisdiction.

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