Insurance for Covid 2565. Do you still have it after paying? to compare coverage

The Covid-19 insurance, which has been in place since 2021, is nearing the end of its one-year coverage, but the COVID-19 epidemic is still not over, as well as the faster-spreading strain of omikron has emerged. Therefore, many people are looking for a new covid insurance. To protect in the year 2022, but will there be any insurance companies that are still accepting disease protection policies?covid 19 Somewhere, let’s study the information.

The best selling covid insurance in 2021 is the one that is found and paid for. but have to say Currently, there is no insurance of this type for sale. Due to the severe spread of COVID-19 during the year 2021, resulting in a huge increase in the number of infected people. And most of the people who have covid insurance do it like you’ve found and paid for it. by paying only hundreds of premiums But when infected with covids, they will receive compensation up to tens of thousands – hundreds of thousands. causing the insurance company to suffer heavy losses Until some places have to close the business because unable to pay compensation

From the statistics of insurance claims payment until the end of 2021, approximately 40 billion baht, and there is still found, pay, and finish insurance with 7 million insurance policies remaining until the coverage expires around the end of June 2022.

For Covid insurance that is still open in 2022, most will cover a few cases, such as

• Protection against coma from corona virus infection
• Covering medical expenses from being an inpatient case of corona virus infection
• Protection against coma from vaccination against COVID-19
• Covering medical expenses from being an inpatient case of vaccination against covid 19
• compensation for daily income In the case of an inpatient from corona virus infection
• compensation for daily income In the case of an inpatient from COVID-19 vaccination

Additionally, some plans may cover the cost of coronavirus testing for family members. or accident insurance It depends on the policy of each company. Currently, there is a covid insurance that is still available for sale as follows.

condition

• Insured age 1-99 years (only 1AX and 1NX plans) and 1-60 years (only BX plans)
• Foreigners who have stayed in Thailand for at least 6 months or have a work permit can do this.
• There is a waiting period of 14 days from the date of the first effective policy.
• Illness with coma, or brain death and nervous system failure, or terminal illness, which is a serious illness for which doctors have determined that there is no cure and/or that causes death primarily due to infection. corona virus
• The cost of testing for COVID for family members and persons residing with the insured It provides protection when the insured is diagnosed with an infection. Covering up to 3 people, paying the actual amount not exceeding 10,000 baht per year (the limit is included in medical expenses from COVID-19 infection or medical expenses as an inpatient due to COVID-19 vaccine allergy)
• in case of vaccine allergy Protection within 90 days after vaccination

Ways to buy insurance: Dhipaya Insurance
Additional information: Dhipaya Insurance

condition

• Guaranteed by Dhipaya Insurance
• Coma Protection Plan Limit the purchase of 1 person per sum of insurance not exceeding 1,000,000 baht.
• Vaccine Allergy Protection Plan Limit purchase of 1 person per 1 coverage plan. for all distribution channels of Dhipaya Insurance

Ways to buy insurance: Krung Thai Bank Branches (for covid insurance, coma protection) and purchase via the Krungthai Next application (for insurance against Covid vaccine)

Additional information: Krung Thai Bank

condition

• The insurance plan has a waiting period of 14 days.
• The applicant can purchase 1 insurance policy per person.
• Protection against symptoms associated with the COVID-19 vaccination registered with the Food and Drug Administration. Ministry of Public Health in Thailand only
• Protection for 90 days after each vaccination

Ways to buy insurance: FWD, bolttech.co.th, TQM

Additional information: FWD, bolttech.co.th, TQM

• There is a waiting period of 14 days from the date the insurance policy becomes effective for the first time.
• For the insured of Thai nationality residing in Thailand They must reside in Thailand for at least 30 days prior to the effective date of the insurance policy.
• A maximum of 1 insurance can be made.
• Insurance is not available for special occupations, including: medical personnel (doctors, nurses, hospital workers) and airport employees; stewardess; pilots; construction workers. People who operate on oil rigs or on all types of ships.
• Must not have a history of severe drug allergy until hospitalized
• Vaccines to prevent coronavirus disease 2019 (COVID-19) must be approved or approved by the Food and Drug Administration.
• People who have just recovered from COVID-19 can purchase a policy. must be discharged from the hospital/clinic at least 30 days prior to the effective date of the policy

Ways to buy insurance: Tune Insurance

Additional information: Tune Insurance