Look at the state-commercial bank increased loan interest How much? After the MPC he held the first meeting of the year 2023

State banks and commercial banks raise lending rates. After the Monetary Policy Committee (MPC) unanimously decided to raise the policy rate by 0.25% to 1.50% per annum at the first meeting this year. In order to be in line with the economic recovery and the situation of the epidemic which has receded.

This is a policy rate hike Many state banks announced their first interest rate hikes in this cycle. Although last year it promised to maintain interest rates to give customers time to adjust and maintain their purchasing power.

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The Government Housing Bank (GHB) is considered to be the first bank of the state. who announced an increase of 0.25% per annum in interest rates for all types of loans and this was the first increase in interest rates of Bank of Thailand loans in 2 years and 9 months, followed by other banks Export-Import Bank of Thailand (EXIM BANK ), the Small and Medium Enterprise Development Bank of Thailand (Small and Medium Business Bank), the Government Savings Bank, and the Bank of Agriculture and Agricultural Cooperatives (BAAC).

The commercial bank confirmed that This increase in the interest rateIncrease interest on loans to ‘smaller’ retail customers than large customers. This reflected concerns about the debt quality of retail customers and small entrepreneurs.

Illustration: Pornwalee Chuangputsa

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