Seoul Dobong and Gangbuk apartment prices turn downward for the first time in 1 year and 7 months

It was found that apartment prices in Dobong-gu and Gangbuk-gu, Seoul turned downward for the first time in a year and seven months since May last year.

According to the Korea Real Estate Agency, apartment prices in Seoul rose 0.04% in the fourth week of this month compared to the previous week, but Gangbuk-gu dropped 0.02% and Dobong-gu dropped 0.01%.

Eunpyeong-gu, which was the first among the 25 districts in Seoul to show a downward trend last week, fell 0.02% again, continuing the downward trend for the second week.

The average interest rates on mortgages and credit loans in the banking sector rose to the highest in seven years.

The Bank of Korea announced that the interest rate on mortgage loans at deposit banks in November rose by 0.25 percentage points to 3.51 percent per annum in one month.

The interest rate on credit loans also rose by 0.54 percentage points a year to 5.16 percent.

The Bank of Korea explained that this is because index interest rates such as COfixes and bank bonds are rising, and banks have raised interest rates to manage household loans.

Starting from the new year, senior citizens over the age of 65 will no longer have to pay deposit and withdrawal and transfer fees when using automated teller machine ATMs during bank business hours.

As a support measure for bridging the digital divide in financial transactions, six Nonghyup, Shinhan, Woori, Hana, Enterprise, and KB Kookmin Banks are implementing it.

From January right now, fees will be waived when senior customers use their bank ATMs, and in the first half of next year, fees will also disappear from ATMs at other banks.

It was found that the sales of retailers increased compared to the previous year due to the With Corona, which was implemented last month.

As a result of a November distribution survey conducted by the Ministry of Trade, Industry and Energy, overall retail sales increased by 9.6% compared to November of the previous year, while offline sales increased by 4.6% and online sales by 14.8%.

In particular, it was found that department store sales increased by 18.3% due to an increase in visitors due to shopping events such as Korea Sale Festa.

On the other hand, in the case of hypermarkets, where online purchases increased and the number of stores decreased, sales fell by 10.3%.



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