◀Anchor▶
November 10th for the government to recover the stagnant real estate market hold a ministerial meeting Loan regulations have been greatly relaxed.
Increase lending to increase liquidity To stimulate trading.
The unsold Daegu pre-sale surge is a result of deregulation It seems to be an important factor,
However, it is unlikely to be effective in Daegu. I see it.
Reporter Shim Byung-cheol on the sidewalk.
◀Reporter▶
government to revive the real estate market I pulled out my loan deregulation card and held it.
From December onwards, the homeless home equity loan ratio Regardless of the price of the house, it will be raised to 50%.
Mortgages of apartments over 1.5 billion have been won in speculative areas and speculative overheated areas are also allowed.
However, DSR, which has the biggest impact on loans, In other words, the regulation on the total debt repayment ratio is untouched.
In addition, as the interest rate on mortgage loans approaches 8%, the government’s deregulation policy There will be no impact on the market recovery. I see it.
◀Daemyung Kim, Professor, Department of Finance and Real Estate, Daegu University of Science and Technology▶
“There is uncertainty as to whether interest rates will rise further. In addition, the price uncertainties overlap Because I have a strong desire to stay a little longer I don’t think there will be an agreement.”
The situation in the Daegu real estate market is more serious.
The number of unsold flats has been more than 10,000.
September house sales volume is higher than the same period in 2021 The market is the largest in the country with a reduction of 61.3%. It’s frozen.
What is more serious than not selling Even when the apartment is completed, there is no one to move in.
By the end of 2024, there will be 75,000 households in Daegu. Move-in is planned We are concerned about a situation of lack of occupancy on a large scale.
◀ Jinwoo Lee, Director of Real Estate Asset Management Research Institute▶
“In the case of Daegu, if we forecast the demand per year, it appears that 12,500 units are needed. Seven years worth of supplies will be poured in three years. “
According to the housing finance industry The land purchased was sold because the cost of the project could not be obtained at a public auction. or fails to pay financial interest There are 8 real estate PF business sites across the country. Seven of them are concentrated in Daegu.
Although the government has introduced credit card deregulation The number of unsold pre-sale homes and the large number of unfilled people expected to continue over the next few years is bad news. To melt the Daegu real estate market It seems unsatisfactory.
This is Byung-chul Shim from MBC News. (Yoon Jong-hee’s video broadcast)
