SME D Bank joins hands with OSMEP to help SMEs in tourism related businesses Expanding the target audience, having the right to apply for a loan “Project to support small SMEs” interest of 1% per annum, covering related businesses “Tour-Transportation-Spa-Retail-Cafe-Bakery” pilot 35 provinces
On August 23, 2021 Ms. Nartnaree Rattapat Managing Director Small and Medium Enterprise Development Bank of Thailand (SME) or SME D Bank said that from the Office of Small and Medium Enterprises Promotion (OSMEP) and SME D Bank jointly operate “Retail SMEs Support Project” with a credit line of 1,200 million baht to support loans with special interest of 1% per year, installments up to 7 years, no repayment of principal up to 1 year
This covers the target group of SMEs, namely hotels, guest rooms, guesthouses and spa businesses located in hotels and guesthouses in 10 provinces. and restaurant business groups in 29 provinces, areas with the highest and strictest control used as working capital Enhance liquidity, invest, expand activities, improve, repair, raise service standards By opening a loan application form since August 11, 2021, which has received interest from a large number of entrepreneurs requesting
However, from discussions with representatives of various SME entrepreneurs such as the Thai SME Confederation Thai Restaurant Association restaurant operators association Thai Tourism Business Association Association of Provincial Tourism Business Association of Thailand and Thai Retailers Association, etc., causing OSMEP and SME D Bank to realize the suffering that tourism-related business operators (supply chain) are severely affected by the epidemic of COVID-19. Therefore, it is open to expanding to tourism related businesses. Eligible to apply for a loan for the project as follows:
– Hotel business, accommodation, guest house and business related to tourism (Supply Chain) such as tour-tour business transportation business, spa business, and wholesale and retail business selling souvenirs recreational business and entertainment business
– Restaurant business, restaurants and food-related businesses such as beverages, coffee shops, desserts, bakeries, etc.
It is located in the pilot province to open tourism. and provinces, the highest and strict control areas, totaling 35 provinces, consisting of 1. Bangkok 2. Kanchanaburi 3. Chonburi 4. Chachoengsao 5. Tak 6. Nakhon Pathom 7. Nakhon Nayok 8. Nakhon Ratchasima 9. Narathiwat 10. Nonthaburi 11. Pathum Thani 12. Prachuap Khiri Khan 13. Prachinburi 14. Phra Nakhon Si Ayutthaya 15. Phetchaburi 16. Pattani 17. Phetchabun 18. Yala 19. Rayong 20. Ratchaburi 21. Lopburi 22. Songkhla 23. Singburi 24. Samut Prakan 25. Samut Songkhram, 26. Samut Sakhon, 27. Saraburi, 28. Suphan Buri, 29. Ang Thong, 30. Phuket, 31. Krabi, 32. Phang Nga, 33. Surat Thani, 34. Chiang Mai and 35. Buriram, or that will be announced in the future.
For entrepreneurs who have previously submitted a request for a loan in the said project But the business is not in the original target group. But entering the camp is in the newly adjusted target group. The bank will take the information back into consideration. to take them into the process of facilitating the next credit
In this regard, the criteria for consideration also give special privileges as before By looking at the evidence of tax payment in the past 2020 or 2019, it helps target SME entrepreneurs to easily access the source of capital. The qualification of the borrower Must be a member of OSMEP. If not yet registered with OSMEP, can apply for registration first. (http://members.sme.go.th/newportal/) is a small SME entrepreneur (Micro) and Small (Small) according to the definition of OSMEP.
In addition, they have never received financial assistance in the turnaround project. rehabilitation project or the SME Development Fund in accordance with the civil state Including must not be in debt to NPLs and not be prosecuted. and is not bankrupt As for collateral, natural persons, using a trustworthy person as collateral, juristic person, using authorized directors instead of juristic person as collateral.
“Loan amount for individuals Considering the payment of P.N.D.90 in 2019 or 2020 that is higher and the ownership of the establishment Up to 300,000 baht, if the amount of tax payment 0-1000 baht, the maximum loan amount is 100,000 baht, the amount of tax payment 10,001-20,000 baht, the maximum loan amount is 200,000 baht and the amount of tax payment is more than 20,000 baht. The maximum loan amount is 300,000 baht in the case of having your own establishment or a family member. Give an additional credit line of 50,000 baht each, but the total amount does not exceed 300,000 baht for juristic persons Not more than 50 percent of the expenses in the financial statements for the year 2019 or 2020 that are higher, up to a maximum of 500,000 baht.”
Ms. Nartnaree said that the progress of the project Since the start of request submission until August 20, 2021, more than one-third of the total amount of credit requests has been approved. and when expanding the target audience The demand for credit is expected to increase even further. By considering to use the process, first come first served (First Come First Serve). The deadline for receiving requests within the end of August 2021 only or when the limit is full.
Therefore, interested SME entrepreneurs Please hurry to make a request as soon as possible. before the limit is full through online channels, such as scanning the QR Code in the public relations poster or clicking https://qrgo.page.link/VF6Ka Including the website of SME D Bank, Line OA: SME Development Bank and applications: SME D Bank. For more information, please contact Call Center 1357.
