As of January of this year, the difference in the average sale price of apartments south of the Han River (11 districts) and north (14 districts) of Seoul was widened due to loan regulations and pressure to raise the base rate.
South of the Han River, where high-priced apartments of 900 million won or more are concentrated, were relatively unaffected by loan regulations and interest rate hikes as it was difficult to borrow from the time of sale. .
According to the result of analysis of the housing price trend of KB Real Estate by Real Estate Information Provider Economic Manlab on the 26th, the average sale price of apartments south of the Han River and north of Seoul in May 2017 at the beginning of the Moon Jae-in administration was 733.7 million won and 458.64 million, respectively. The average price difference between the two regions was 274.83 million won.
The difference in the average price of apartments in the two areas widened to 330.60 million won in January 2018, 37,770,000 won in 2019, 467.40 million won in 2020, and 430.22 million won in 2021. showed In January of this year, the average sale price of apartments south of the Han River was 1.499.28 million won, and the north-south sale price was 998.19 million won, and the average selling price of Gangbuk also came close to 2 billion won.
Not only the sale price, but also the average Jeonse price gap is widening. In May 2017, the average jeonse price for apartments south and north of the Han River was 490.22 million won and 305.98 million won, respectively, showing a difference of about 139.24 million won. 10,000 won, 551.91 million won, up to 225.89 million won in five years.
Hansol Hwang, a research researcher at Economic Manlab, said, “It is difficult to get a loan for high-priced apartments with market prices exceeding 1.5 billion won, but recently, mid- to low-priced apartments are being hit directly by new loan regulations and interest rate hikes. In many areas north of the Han River, prices are falling and the trend is getting stronger,” he explained.
