According to the financial product comparison site ‘Financial Products at a Glance’ by the Financial Supervisory Service on the 9th, the product with the highest interest rate on fixed deposits in the banking sector was ▲ 1.08% for 6 months ▲ 1.36% for 12 months ▲ 1.46% for 24 months ▲ 1.71% for 36 months % was recorded.
Term deposits can receive interest rates as high as 0.1 percentage point if the preferential conditions of each product are utilized to the fullest.
IBK Industrial Bank of Korea’s IBK D-DAY passbook rose slightly to 1.08% from 1.06% last week for 6-month maturity products.
Then, Kakao Bank’s Kakao Bank Term Deposit and K-Bank’s Code K Term Deposit were 1.00% per annum on a pre-tax basis.
Suhyup Bank’s Hei Term Deposit and Jeonbuk Bank’s JB Direct deposit account recorded 0.95% each, unchanged from last week.
For 12-month maturity products, K-Bank’s Code K term deposit lowered the interest rate from 1.50% last week to 1.20%.
IBK Industrial Bank of Korea’s IBK D-DAY account was 1.36%, which was the highest, even though it decreased slightly compared to last week.
The first meeting account was followed at 1.32%, followed by Suhyup’s Hei Term Deposit, Jeonbuk Bank’s JB Direct Term Deposit Account, and Kakao Bank Term Deposit at 1.20%, respectively.
The product that offers the highest interest rate among 24-month term deposits for banknotes is the Kwangju Bank Miz Monthly Compound Interest Term Deposit with an interest rate of 1.46%. It increased by 0.03 percentage points compared to last week.
In second place was Kwangju Bank’s Smart Moa Term Deposit. The interest rate on this product is also 1.36%.
In 36-month maturities, Kwangju Bank’s monthly compound interest term deposit rose to 1.71% last week.
An official from the Financial Supervisory Service explained, “Because a financial company may delay disclosure of changes in transaction conditions, such as interest rates for each product, it is recommended to inquire with the relevant financial company before signing up.”
Woman Consumer = Kim Eun-young
.
