[사진 제공 = ABL생명]ABL Life announced on the 30th that it would launch ‘(Non) ABL Dementia Care Insurance’ on July 1st, which guarantees living expenses in case of moderate to severe dementia and diagnosis costs according to the dementia stage from mild dementia to severe dementia as an addition to a special drug.
Seniors can also join this product if they do not fall under any of the three items related to dementia-related treatment, hospitalization, surgery, and medication within the last 3 months.
In particular, if you sign up for a special contract, you can receive up to 500,000 won each month for life support for moderate or severe dementia. After determining the long-term care level, you can receive a subsidy of 200,000 to 300,000 won per session when using home or facility benefits.
If you are hospitalized for dementia using a caregiver or integrated nursing/care service, you will receive a hospitalization fee of 30,000 to 50,000 won per day of hospitalization if you add the special drug.
This product is a non-payment type of cancellation refund. If you cancel the contract during the premium payment period, you cannot receive the cancellation refund of the main contract, but the monthly premium is low.
When a 40-year-old male and female subscribe to this product with the main contract insurance amount of 10 million won, the maturity of 90 years old, and the 20-year payment, the monthly premiums are 6,700 won and 5,300 won, respectively.
The age to join is between 30 and 75 years old, and the limit on the main contract is between 1 million won and 30 million won.
ABL Life provides services such as health care and self-diagnosis and early diagnosis of dementia to customers who subscribe to the product.
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