If you live in Hawaii and you do not have a house, you may spend a huge percentage of your rental income.
Most residents in Hawaii spend 30% or more of their income on housing.
But many communities have a much larger pay-cut. The residents of Hawaii spend, on average, half of their income on housing in almost 10% of the state's census groups.
On Oahu, parts of the North Coast, Waianae and Kalihi include. The list also includes expensive neighborhoods such as Aina Haina, where residents have relatively high incomes but available rents can be very expensive.
In almost half of the state census blocks, on average, renovators spend 30% to 49% of their income paying the landlord.
They are estimated to have a cost burden if they spend 30 to 49% of their income on rent, and if they spend at least 50% of their income on rent. The Department of Housing and Urban Development estimates that affordable rent is less than 30% of average household income – on Oahu, which was $ 88,000 for a family of four in 2017.
To see how your neighborhood goes up, search your address below:
To see the legend for the map, click on the arrow to the left. The zeros indicate that the data is suppressed to protect confidentiality because the area is not over-rented.
Andrew Aurand, vice president of research at the National Low Income Housing Alliance, says Hawaii is similar to the rest of the nation for a significant shortage of affordable units for very low income rental people.
“What is different about Hawaii is that there is still a significant shortage of rented housing,” he says. “Most housing markets have a rented housing supply to serve these residents.” T
In one block group on the North Shore of Oahu between Haleiwa and Waimea Bay, residents have an average income of $ 94,286. But people who rent, on average, spend half their income on housing.
One factor affecting the housing market is the availability of so many holiday rents. More than one in four houses are built on the North Shore of Oahu from the housing stock and is used as tourist rent, according to a study carried out by the Hawaii Tourism Authority.
Even residents in East Honolulu expensive burdened by high rents. In parts of Hawaii Kai, where the average household income is $ 102,228, it is still struggling to rent and, on average, they report spending at least 50% of their rental income.
Aurand says that higher income families pay as much of their salaries as Honolulu does such as cities such as Santa Barbara, Los Angeles and San Francisco.
Rentals and revenues often change within neighborhoods. In urban Honolulu, high income and low income residents can be found within a few blocks.
Average household income of $ 22,194 is at one rent of Halekauwila Street in Kakaako which is a home for low-income rents and for senior housing and an average rent of $ 902. Shippers spend on average 47% of their income on housing.
Just block away, the average household income is $ 91,560 and the average rent is $ 2,702. Non-households spend 33% of their income to rental units, possibly in the new luxury towers that have come up in the area.
Like most other parts of the United States, Hawaii is still struggling to provide sufficient affordable housing for people at the bottom of the income spectrum.
In parts of Waianae, the average rent is $ 1,045 but the average income is $ 25,665. While the rent is much cheaper than many other parts of the state, the average rental cost is $ 1,045 and it still takes half a family income for renters.
Aurand says that spending more than half of your income on housing means that low-income families have less to spend on other needs like food, transportation and medical care. This could have generational effects.
“Poor children are better at cognitive tests if they live in affordable homes than children living in high-cost housing,” he says.
West Molokai has the same challenge where average income is $ 27,639. The median rent is only $ 753 but renters still use 43% of their income to cover housing.
Hawaii island islands show affordability challenges of the state across income ranges.
In west Maui, the average household income is $ 106,250. However, with average average rents of $ 2,447, those renting spend 44% of their income on $ 2,447 average rents.
With the southern coast of Hawaii Island, families earn an average income of $ 48,191. Average rents are $ 1,496.
On the north coast of Kauai, the average household income is more than $ 100,000. But renters spend at least 40% of their income on housing.
How We Do It
QIvil Beat used census estimates from the American Community Survey 2013-17, obtained through the National Geographic Information System, to create an interactive map showing average gross rent as a percentage of household income by block of census population, comprising about 600 to 3,000 people.
The map shows the block groups where renters spend a greater percentage of their rental income, as well as the average gross rent in the area and the average household income for all residents in the area since 2017.