Family Healthcare: Great Eastern’s P Prime Plans for Pregnancy & Childcare Costs

Preparing for a family – whether through starting or expanding – often prompts a significant reassessment of priorities, particularly when it comes to healthcare needs and associated costs. As families evolve, so too do their healthcare requirements, from prenatal care through the early years of a child’s life. Navigating these changes effectively requires careful consideration of health coverage options.

Recently, Great Eastern introduced its P Prime plans, designed to offer a balance of value and flexibility for families seeking private healthcare access. These plans complement the insurer’s existing GREAT SupremeHealth plans and the GREAT TotalCare supplementary plan, aiming to provide a more personalized healthcare journey.

Comprehensive Care for Expectant Mothers

The P Prime plans offer expectant mothers access to specialist care for pregnancy and childbirth complications at selected women’s clinics, including Mount Alvernia Hospital, Thomson Medical Centre, and Raffles Hospital. This access allows for continuity of care, enabling expectant mothers to see the same gynaecologist throughout their pregnancy and delivery. This continuity can be particularly valuable when complications arise, facilitating a smoother transition to specialized paediatric care if needed.

The focus on curated panel specialists emphasizes dedicated attention and thoughtful follow-up, providing reassurance to parents that their needs are understood and supported throughout the pregnancy and delivery process.

Flexibility in Healthcare Settings

Recognizing that families have diverse preferences and financial considerations, the P Prime plans also support treatment at restructured hospitals. This provides flexibility, allowing families to access quality care with potentially lower out-of-pocket expenses alongside the option of private hospital care. This tiered approach allows families to right-size their coverage based on their individual circumstances.

Early Childhood Specialist Access

The need for specialist care doesn’t end with childbirth. The early years of a child’s life often involve frequent check-ups and potential consultations with paediatric specialists for developmental concerns, infections, or conditions that may emerge after birth. Access to the right specialists during these formative years can provide parents with valuable reassurance and support.

Financial Protection for Congenital Abnormalities

For parents already covered under GREAT SupremeHealth, there’s built-in financial protection for their newborns. Coverage for congenital abnormalities is included, up to $5,000 per child, starting from birth. This coverage applies to expenses incurred within 730 days of the child’s birth, provided the diagnosis is made after 300 days from the last policy effective date.

if a child has their own GREAT SupremeHealth plan from as early as 15 days old, this coverage for congenital abnormalities extends for life, provided the condition is diagnosed after the policy is in force.

24/7 Support with Great Medical Care Concierge

Unexpected medical situations can arise at any time. Great Eastern’s Integrated Shield Plan policyholders now have access to the Great Medical Care Concierge, a round-the-clock service designed to provide support during these times. This service offers assistance with:

• Access to a network of over 800 panel specialists across all specialties in Singapore.
• Coordination of appointment bookings at both private and restructured hospitals.
• Expert guidance on policy coverage and treatment options to help manage out-of-pocket expenses.
• Follow-up care guidance and post-discharge support.

This concierge service aims to alleviate the burden on parents navigating complex medical care, providing a single point of contact for assistance and information.

Affordability and Planning

“Planning for a family often means thinking ahead about both care needs and costs,” says Mr. David Yip, Head of Accident and Health Business, Great Eastern. “The P Prime plans, which are the most affordable option within our suite of private healthcare plans, are designed to support this early planning and help parents right-size their coverage.”

Currently, there is a promotional offer available: a 15% discount on the first-year premium for GREAT SupremeHealth plans and a 10% discount on GREAT TotalCare plans for a child, provided a parent is also insured under a GREAT SupremeHealth and/or GREAT TotalCare plan.

Footnotes & disclaimers:

¹ A waiting period applies for Pregnancy and Childbirth Complications and the diagnosis must be made after 300 days from the last policy effective date. Refer to the policy contract for more details.

² For expenses incurred within 730 days from birth of child and subject to $20,000 per lifetime of the life assured. The diagnosis must be made after 300 days from the last policy effective date.

³ A 15% discount on GREAT SupremeHealth first-year premium and a 10% discount on GREAT TotalCare first-year premium (before GST) will apply for a child up to and including age 18 next birthday, provided a parent who is the Policyholder is also insured under a GREAT SupremeHealth and/or GREAT TotalCare plan.

Terms and conditions apply. Please refer to the policy contracts for the full conditions of the policies. This advertisement has not been reviewed by the Monetary Authority of Singapore. The information presented is for general information only and does not have regard to the specific investment objectives, financial situation or particular needs of any particular person.

GREAT TotalCare is not a MediSave-approved Integrated Shield plan and the premiums are not payable using MediSave. GREAT TotalCare is designed to complement the benefits offered under GREAT SupremeHealth. This is only product information provided by us. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

Protected up to specified limits by SDIC. Information correct as at February 3, 2026.