부동산 토론회 앞두고 쏟아진 민심…”집 사라는 말 말고 전세난 해결” “민간아파트 충분히 공급” “청년층 대출 규제 완화” – 경향신문

President Lee Jae-myung has pledged to reorganize South Korea’s real estate tax system based on public common sense and expectations, identifying unearned income from property as a primary obstacle to national unity.

President Lee’s Stance on Property Tax and Unearned Income

President Lee Jae-myung characterized real estate unearned income as a major driver of social division. According to the Korea Policy Briefing, the President stated that the government will refine the tax system to align with the eyes and common sense of the citizens. This focus on tax reform suggests a shift toward curbing speculative gains that do not stem from productive economic activity.

The administration’s goal is to reduce the friction caused by rapid property value increases, which the President linked directly to a lack of national integration. By targeting the tax structures that allow for excessive unearned profits, the government aims to stabilize the market and address the perceived unfairness of the current system.

Public Demands and the Jeonse Crisis

These submissions highlight a disconnect between government advice to purchase homes and the actual financial capacity of citizens.

A significant portion of the public feedback focused on the “Jeonse” (lump-sum deposit) rental crisis. Residents argued that the government should prioritize solving the shortage and instability of rental housing rather than encouraging home ownership. Many commenters expressed that buying a home is currently impossible for the average citizen, regardless of the official recommendation to do so.

Specific demands from the public include:

• Immediate resolution of the Jeonse rental crisis.
• Increased supply of private apartments to meet market demand.
• Relaxation of loan regulations specifically for the youth population.

Impact of Loan Regulations on Contracts

Tightened credit and loan restrictions have created immediate financial risks for homebuyers. According to reporting from Daum, online platforms are flooded with appeals from individuals who claim their real estate contracts are in jeopardy because they cannot secure the necessary loans.

These reports indicate that while some may wish to purchase property, the current regulatory environment prevents them from finalizing transactions. This has led to a growing outcry for the government to ease lending rules, particularly for first-time buyers and young adults who lack the capital to bypass bank financing.

The contrast between the President’s focus on “unearned income” and the public’s focus on “loan accessibility” suggests a tension between the administration’s desire to curb speculation and the citizens’ need for basic housing liquidity.