11 Best Retirement Towns Under $700 Mortgage
Here’s a breakdown of the counties mentioned in the text, focusing on key details for retirees:
1. La Paz County, Arizona
* Typical Mortgage Payment: ~$610
* Population: ~3,400
* Climate Risk: Relatively low
* Pros: Convenient access to Phoenix (less than 2 hours away).
* Tax Benefit: Residents age 55+ are exempt from state taxes.
2. Choctaw County, Oklahoma
* Typical Mortgage Payment: ~$613
* Median Home Price: Just under $120,000
* Population: ~5,200
* Climate Risk: Relatively low
* Pros: Within a 3-hour drive of Dallas, Oklahoma City, and Tulsa.
3. Delaware County, Indiana
* Typical Mortgage Payment: ~$648
* Population: ~65,000
* Pros: Strong healthcare access, less than an hour from Indianapolis, anchored by Muncie (Ball State University).
4. Gregory County, South Dakota
* Typical Mortgage Payment: ~$658
* Population: ~1,200
* Pros: Small-town living, no state income tax (Social Security and retirement withdrawals are not taxed).
* Location: Along the Missouri River.
5. Bay County, Michigan
* typical Mortgage Payment: ~$690
* Median Home Price: Just over $135,000
* Population: ~32,000
* Pros: Strong healthcare access, borders Lake Huron’s Saginaw Bay.