$500 ACA Refund Checks Issued to Nearly 1 Million Americans
- Beginning September 30, 2026, the federal government began distributing $500 refund checks to nearly 1 million Americans across 30 states who were overcharged for health insurance purchased through...
- For years, the Biden government overcharged you to fund the operation of HealthCare.gov.
- Donald Trump Trump announced the $500 refund checks during a White House video release on September 10, 2026.
Beginning September 30, 2026, the federal government began distributing $500 refund checks to nearly 1 million Americans across 30 states who were overcharged for health insurance purchased through the Affordable Care Act federal exchange platform, epochtimes.com reported. Treasury Department checks carrying a letter signed by Donald Trump are arriving for recipients who purchased coverage via HealthCare.gov.
For years, the Biden government overcharged you to fund the operation of HealthCare.gov. This money belongs to the hardworking American people, not the government, and now I am giving it back to you!
Donald Trump
Trump announced the $500 refund checks during a White House video release on September 10, 2026. The White House stated that the Biden administration charged user fees to health insurance companies exceeding the funds needed to run the exchange platform, criticizing the prior administration for accumulating surplus funds. Cynthia Cox, senior vice president and director of the Affordable Care Act program at KFF, a non-profit health policy organization, stated that at the close of Trump’s first term, KFF estimated the federal government held over $1 billion in unused user fees. Impacted States and Income Brackets
The refunds go to residents living in 30 states that do not fully operate their own state-based Affordable Care Act exchange plans and instead rely partially on the federal platform. The 30 affected states are Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Hawaii, Indiana, Iowa, Kansas, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming. Most beneficiaries are individuals with incomes around 400 percent of the federal poverty level, translating to $64,000 for a single person and $132,000 for a family of four. The distribution also includes some recipients whose incomes fall between 100 percent and 400 percent of the federal poverty level.