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Fraudsters are increasingly targeting social media and messaging app users,attempting to steal personal data and influence decisions. While risks exist on platforms like Facebook and Messenger, WhatsApp remains the primary channel for these incidents. Understanding common threats and knowing how to recognize and protect against them is crucial for digital security.
Linas Marcinkevičius, Head of Credit and Risk Control at Tele2, emphasizes that the scale of fraud remains consistently high, meaning consumers face a continuous risk. “Frequent examples are calls or messages stating that ‘you have won a prize’, ‘your account is being blocked’ or ‘your number will expire soon,'” Marcinkevičius noted.
The Importance of Vigilance
Tele2 is actively implementing security measures, including blocking fraudulent calls and SMS messages containing harmful links. The operator also provides internet protection services to defend against a wide range of cyber threats. However, Marcinkevičius stresses that these technical solutions are not enough. Critical thinking and user awareness are paramount to defending against psychological manipulation tactics.
Common user errors that leave them vulnerable include clicking on suspicious links, trusting unverified accounts or comments, and divulging confidential information. Fraudsters specifically target personal data, making its protection a top priority.
“the most critically important rule for every social media user is to stay vigilant and protect your confidential information. Private data such as PIN codes, Smart-ID credentials, or bank card details should never be shared over social media or over the phone,” Marcinkevičius advises. “In case of suspicion, verify the information, and report suspicious accounts to the social network’s governance or the Police virtual Patrol.”
Understanding Common Fraud Tactics
While the article highlights prize scams, account blocking threats, and expiring number warnings, several other common tactics are employed by fraudsters. These include:
- Phishing Links: Messages containing links that redirect users to fake websites designed to steal login credentials or financial information.
- Impersonation: Fraudsters posing as trusted contacts, companies, or government agencies to gain trust and elicit information.
- Romance Scams: building relationships online to manipulate victims into sending money.
- Investment Scams: Promising high returns with little to no risk, often involving cryptocurrency or other speculative investments.
- Emergency Scams: Creating a sense of urgency by claiming a family member is in trouble and needs immediate financial assistance.
Staying informed about these tactics is the first step in protecting yourself.
Protecting Your Personal Information: A checklist
Here’s a practical checklist to help safeguard your personal information online:
- Enable Two-Factor Authentication (2FA): Add an extra layer of security to your accounts.
- Use Strong, Unique Passwords: Avoid easily guessable passwords and use a different password for each account. Consider using a password manager.
- Be Wary of Unsolicited Messages: Don’t click on links or download attachments from unknown senders.
- Verify Requests: If you receive a request for personal information, verify its legitimacy through official channels.
- Keep Software Updated: Regularly update your operating system,browser,
