PROFITUS founder and CEO Viktorija Čijunskytė says that the 2025 results are critically important to investors as they demonstrate a consistent platform operating model. According to her, this result is determined not only by the scope of funded projects, but also by how projects are selected, structured and monitored throughout the funding period.
“It is important for the investor to see not only the interest rate, but also a clear investment logic – what exactly is being financed, what guarantees are applied and how the project progress is monitored. €6.8 million in interest paid per year demonstrates a consistent model operation. Our goal is for the investor to make a decision with enough details and to be able to grow the portfolio consistently, based on clear criteria. Therefore, we pay the most attention to project selection, structure and risk management,” says V. Čijunskytė.
Portfolios – from a few hundred to millions
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uojami per tris dienas, o 2025 m. didžiausi pagal pritrauktą sumą projektai buvo Nativo Resort (4,9 mln.Eur.) Nativo Hotel (3,2 mln. Eur.) „Nidos Bangos | Demus” (2,53 mln.Eur.), „Hotel in Marbella” (3,5 mln. Eur.) ir „Kęstučio Salos” (2,17 mln. Eur.). Dar 8 projektai per metus perkopė 1 mln. eurų ribą.Pasak V. Čijunskytės, etapais struktūruojami projektai investuotojams suteikia daugiau aiškumo, o vystytojams – galimybę finansavimą planuoti nuosekliai.
„Vystytojams svarbiausia yra finansavimo greitis ir aiškus procesas, nes NT projekte viskas planuojama etapais. Kai kapitalą galima pritraukti konkrečiam etapui, lengviau suderinti statybų grafiką, pardavimų tempą ir pinigų srautus. Todėl matome,kad platforma dažnai pasirenkama nuosekliai,kaip veikimo modelis,o ne vienkartinis sprendimas. Investuotojams tai reiškia daugiau didesnių, aiškiai struktūruotų projektų ir nuoseklesnį pasirinkimą”, - sako V. Čijunskytė.
Diversifikuoja už Lietuvos ribų
Ji pastebi, kad augant investuotojų portfeliams, natūraliai didėja susidomėjimas galimybėmis už Lietuvos ribų – Latvijoje, Est
What is the Digital Services Act (DSA)?
The Digital Services act (DSA) is a European Union law that establishes a complete set of new obligations for online platforms to protect basic rights online, including freedom of expression, and to tackle illegal content, disinformation, and harmful products.
The DSA aims to create a safer digital space where illegal content can be quickly removed, users have more control over what they see online, and platforms are held accountable for the content hosted on their services. It applies to a wide range of online services, from social media platforms and online marketplaces to search engines and hosting services. The law operates on a tiered system,with stricter obligations for very large online platforms (VLOPs) and very large online search engines (VLOSEs).
On April 23, 2023, the European Parliament adopted the DSA, and it began to apply to all online platforms on Febuary 17, 2024, with full application for VLOPs and VLOSEs starting on February 17, 2025. The European Commission designated the first 17 VLOPs and VLOSEs on April 26, 2023. European Commission Announcement
key Obligations under the DSA
The DSA introduces a range of obligations for online platforms,varying based on their size and role. These obligations cover areas such as content moderation, clarity, user rights, and risk assessment.
- Illegal Content Removal: platforms must have mechanisms to allow users to flag illegal content and must act expeditiously to remove it once notified.
- Transparency Reporting: Platforms are required to publish regular reports on their content moderation activities, including the number of notices received and actions taken. DSA Explained – European Commission
- User Rights: Users have the right to appeal content moderation decisions and to receive explanations for why content was removed or restricted.
- Risk Assessments: VLOPs and VLOSEs must conduct risk assessments to identify systemic risks associated with their services, such as the spread of illegal content or disinformation, and implement mitigation measures.
- Advertising Transparency: Platforms must provide users with information about why they are seeing specific advertisements and allow them to opt out of targeted advertising.
The DSA also prohibits certain practices, such as using deceptive interfaces (dark patterns) to manipulate users’ choices and using sensitive personal data for targeted advertising without explicit consent.
What are the penalties for non-compliance?
Non-compliance with the DSA can result in notable penalties, including fines of up to 6% of a platform’s global annual revenue. The European Commission has the power to investigate and impose these fines.
The severity of the penalty depends on the nature and gravity of the infringement. serious and repeated infringements can lead to temporary bans on operating within the EU. The DSA also provides for the possibility of interim measures, such as requiring platforms to take specific actions to address systemic risks.
On December 18, 2023, the European Commission opened formal investigations into X (formerly Twitter), tiktok, and Meta (Facebook and Instagram) over potential breaches of the DSA, specifically concerning the protection of minors, the spread of illegal content, and transparency obligations.European Commission Press Release. These investigations demonstrate the Commission’s commitment to enforcing the DSA.
How does the DSA differ from the Digital Markets Act (DMA)?
While both the DSA and the Digital Markets Act (DMA) are EU laws aimed at regulating the digital space, they address different issues. The DSA focuses on the safety of users online and the content they encounter, while the DMA targets anti-competitive practices by large online platforms, often referred to as “gatekeepers.”
the DMA aims to ensure fair competition in digital markets by preventing gatekeepers from abusing their market power. It imposes specific obligations on these platforms, such as allowing interoperability with competing services and preventing them from favoring their own products and services.The DMA entered into force on May 2, 2023, and it’s obligations began to apply on March 7, 2024. DMA Explained - European Commission
In essence, the DSA aims to protect *users*, while the DMA aims to protect *competition*. both laws are part of a broader EU strategy to create a more competitive and user-pleasant digital environment. The European Commission published a report on the implementation of the DMA on January 16, 2024. European Commission Report on DMA Implementation
