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- NEW YORK (May 11, 2025) -- Bank of America is offering a credit card, the Customized Cash Rewards card, that allows users to tailor their rewards to their...
- The Bank of America Customized Cash Rewards card provides a flexible rewards system.
- Additionally, the card offers 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases.
Bank of America’s Customized cash Rewards Card Offers Flexibility
Table of Contents
- Bank of America’s Customized cash Rewards Card Offers Flexibility
- Bank of America Customized cash Rewards Card: Your Questions Answered
- What is the Bank of America Customized Cash Rewards Card?
- How does the Customized Cash Rewards Card work?
- What Spending Categories Can I Choose for 3% Cash Back?
- What are the Other Cash Back Benefits?
- Is There a Sign-Up Bonus?
- Does the Card Have an Annual Fee?
- Can I Change My 3% Cash Back category?
- What is the Bank of America Preferred Rewards Program?
- What are the Eligibility Requirements for the Customized cash Rewards Card?
- How Can I Apply for the Customized Cash Rewards Card?
- What Do Current Cardholders Say About the Card?
- what are the Key Benefits of the Bank of America Customized Cash Rewards Card?
- Who Might Benefit Most From This Credit card?
NEW YORK (May 11, 2025) – Bank of America is offering a credit card, the Customized Cash Rewards card, that allows users to tailor their rewards to their spending habits. Cardholders can choose a category to earn 3% cash back, providing a personalized approach to credit card rewards.
Key Features of the Customized Cash Rewards Card
The Bank of America Customized Cash Rewards card provides a flexible rewards system. Cardholders can select one of several categories for 3% cash back, including:
- Gasoline
- Online purchases
- Restaurants
- Drug stores
- Home betterment
Additionally, the card offers 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases.
These rates apply to the first $2,500 in combined quarterly purchases in the 3% and 2% categories. After reaching that limit,additional purchases earn 1% cash back. This structure gives cardholders greater control over their rewards earnings.
Sign-Up Bonus and Additional Perks
New cardholders can earn a $200 cash bonus after spending $1,000 in purchases within the first 90 days of account opening. The card also has no annual fee, and cardholders can change their 3% category once per month to align with their spending needs.
Preferred Rewards Program
Members of the Bank of America Preferred Rewards program can earn between 25% and 75% more in rewards,depending on their tier in the program. The program has multiple levels, each requiring a specific balance in Bank of America accounts.
Eligibility and application
To be eligible for the Customized Cash Rewards card, applicants generally must be at least 18 years old and have a good credit history. A FICO score of 670 or higher is recommended.
Interested individuals can apply for the card through the Bank of America website, providing personal and financial details.
Customer Feedback
Current cardholders cite the flexibility in choosing rewards categories and the absence of an annual fee as key advantages. The $200 sign-up bonus is also viewed as an attractive incentive.
Bank of America Customized cash Rewards Card: Your Questions Answered
Are you looking for a credit card that rewards your spending habits? The Bank of America Customized Cash Rewards card might be a good fit. This card offers the flexibility too earn cash back in categories you choose. Let’s explore the details.
What is the Bank of America Customized Cash Rewards Card?
The Bank of America customized Cash Rewards card is a credit card designed to give cardholders control over their rewards. It allows you to select one spending category to earn a higher percentage of cash back,making it a personalized rewards card.
How does the Customized Cash Rewards Card work?
This card allows you to pick a spending category to earn 3% cash back. You also earn 2% back on grocery store and wholesale club purchases, and 1% on all other purchases. The 3% and 2% rates apply to the first $2,500 in combined quarterly purchases, then all purchases earn 1% back.
What Spending Categories Can I Choose for 3% Cash Back?
You can choose from the following categories to earn 3% cash back:
Gasoline
Online purchases
restaurants
Drug stores
home betterment
What are the Other Cash Back Benefits?
Along wiht the 3% category, you’ll earn 2% cash back at grocery stores and wholesale clubs, and 1% on all other purchases.
Is There a Sign-Up Bonus?
Yes,new cardholders can earn a $200 cash bonus after spending $1,000 on purchases within the first 90 days of opening their account.
Does the Card Have an Annual Fee?
No, the Bank of America Customized Cash Rewards card has no annual fee.
Can I Change My 3% Cash Back category?
Yes, cardholders can change their chosen 3% cash back category once per month.
What is the Bank of America Preferred Rewards Program?
The Bank of America Preferred Rewards program is designed to reward customers who maintain specific balances in their Bank of America accounts. As a member, you can earn between 25% and 75% more in rewards on the Customized Cash Rewards card, depending on your tier in the program.
What are the Eligibility Requirements for the Customized cash Rewards Card?
To be eligible for the Customized Cash Rewards card, you generally need to be at least 18 years old and have a good credit history. A FICO score of 670 or higher is recommended, according to the provided data.
How Can I Apply for the Customized Cash Rewards Card?
you can apply for the card through the Bank of America website. You’ll be prompted to provide personal and financial details.
What Do Current Cardholders Say About the Card?
According to the provided information, current cardholders highlight these key advantages:
Flexibility in choosing rewards categories
The absence of an annual fee
the $200 sign-up bonus
what are the Key Benefits of the Bank of America Customized Cash Rewards Card?
Here’s a summary of the key benefits:
| Feature | Details |
| ————————— | —————————————————————————————————————————- |
| Cash Back on spend | 3% on a category of your choice, 2% at grocery stores/wholesale clubs, and 1% on all other purchases. |
| Spending Limit for Higher Rates | $2,500 in combined quarterly purchases in the 3% and 2% categories |
| Sign-Up Bonus | $200 cash bonus (after spending $1,000 within 90 days). |
| Annual Fee | none |
| Category Change | Allows for category changes monthly. |
| Preferred Rewards | Offers additional rewards for members. |
Who Might Benefit Most From This Credit card?
This card is a good option for people who:
Want to customize their rewards.
Spend a lot in the categories offered.
Prefer to avoid annual fees.
Are already Bank of America customers.