Earn Money by Quitting Instagram, TikTok: Abanca’s Digital Bank Proposal
- In 2025,B100,the digital banking arm of Abanca,is pioneering innovative ways to promote personal and financial well-being.
- B100 is incentivizing users to reduce their time on social media platforms like Instagram, X, and TikTok.Customers who except the challenge to limit their usage between 15 and...
- This initiative aims to foster healthier habits and improve the mental health of its customers.
B100 Digital Bank rewards Healthy Habits in 2025
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In 2025,B100,the digital banking arm of Abanca,is pioneering innovative ways to promote personal and financial well-being. This groundbreaking initiative rewards customers for adopting healthier digital habits and physical activities.
rewarding Digital Detox: Get Paid to Disconnect
B100 is incentivizing users to reduce their time on social media platforms like Instagram, X, and TikTok.Customers who except the challenge to limit their usage between 15 and 60 minutes daily can earn a 3.4% return.
This initiative aims to foster healthier habits and improve the mental health of its customers. The approach is unique,moving away from customary banking models.
how It Works: Earning While Unplugging
B100 offers a current account with a 2.7% TAE interest rate. However, customers can boost their earnings by participating in the social media reduction challenge. By limiting their time on major social networks, users can transfer between 4 and 30 euros daily to a “piggy bank” account that pays the higher 3.4% interest rate, which is the highest in the Spanish market.
The amount transferable depends on the ambition and adherence to the set goals:
- Limiting social media use to 60 minutes daily: Transfer up to 4 euros.
- Limiting social media use to 45 minutes daily: Transfer up to 9 euros.
- Limiting social media use to 30 minutes daily: Transfer up to 15 euros.
- Limiting social media use to 15 minutes daily: Transfer up to 30 euros.
Achieving the maximum goal allows customers to accumulate 900 euros monthly, or 10,800 euros annually, benefiting from the 3.4% interest rate. B100 ensures user privacy, stating it will only access app usage time data to verify compliance.
The Science Behind the Initiative
Recent scientific evidence suggests that excessive social media use and internet consumption can negatively impact brain health,reducing gray matter,shortening attention spans,weakening memory,and distorting cognitive processes.
B100 collaborated with Pantallas Amigas, a non-profit organization focused on digital well-being since 2004, to develop this initiative. Javier Flores,its founder and director,presented survey data indicating that 77% of Spaniards aged 18 to 55 believe reducing time on social networks would benefit them.
77% of Spaniards between 18 and 55 years believe that spending less time on these networks would be beneficial for them.
Rewarding physical Activity: Steps to Savings
A year prior, B100 launched a similar program rewarding customers for walking or running a minimum number of steps daily.
for instance:
- 6,000 daily steps: Transfer 4 euros to the health-linked savings account.
- 15,000 daily steps: Transfer 15 euros.
- 20,000 daily steps: Transfer 30 euros.
These initiatives can be combined, allowing customers to transfer up to 60 euros daily to the account benefiting from the 3.4% TAE, totaling 1,800 euros per month.
Environmental Duty: Cleaning the Oceans
B100 also demonstrates its commitment to environmental health by collaborating with Gravity Wave,an organization dedicated to removing plastics from the sea. A portion of the bankS profits from customer card payments is allocated to ocean cleanup efforts.
B100: A Different Kind of Bank
B100 is designed to offer a fully digital and hassle-free banking experience.Tailored for modern users,B100 combines the reliability of ABANCA with innovative tools for managing personal finances through a sleek,app-based platform.
ABANCA unveiled B100 as a groundbreaking digital banking initiative. Jorge Mahía emphasized, ”No bank in the world has yet linked savings…” to healthy habits.
No bank in the world has yet linked savings…
B100 operates under Abanca’s banking license. This means that customer funds are protected by the Spanish Deposit Guarantee Fund up to 100,000 euros per account holder. B100 requires no specific commitments and charges no fees.
B100 Digital bank: Your Questions Answered
B100, the digital banking arm of Abanca, is making waves in 2025 with its innovative approach to personal and financial well-being. By rewarding healthy habits, B100 is changing the way people interact with their bank and their lifestyles. Here’s everything you need to know.
What is B100 Digital Bank?
B100 is a 100% digital bank created by Abanca. It focuses on promoting financial, personal, and planetary health by rewarding users for healthy habits.
How Does B100 Reward Healthy Habits?
B100 incentivizes users through two primary programs:
Digital Detox: Customers earn a 3.4% return by limiting their time on social media platforms like Instagram, X, and TikTok.
Move to Save: Customers are rewarded for walking or running a minimum number of steps daily.
How Does the “Digital Detox” Program Work?
The “Digital Detox” program rewards users for reducing their time on social media. Here’s how it works:
- Set a Limit: Customers choose a daily limit for social media usage (15 to 60 minutes).
- Earn Rewards: By staying within their chosen limit, users can transfer money to a “piggy bank” account.
- Higher Interest: The “piggy bank” account pays a 3.4% interest rate, higher than the standard current account rate of 2.7% TAE.
The amount you can transfer daily depends on your chosen limit:
60 minutes limit: Transfer up to 4 euros.
45 minutes limit: Transfer up to 9 euros.
30 minutes limit: Transfer up to 15 euros.
15 minutes limit: Transfer up to 30 euros.
What is the Potential Earning from the Digital Detox Program?
By achieving the most enterprising goal of limiting social media use to 15 minutes daily, customers can transfer up to 30 euros daily. This allows customers to accumulate 900 euros monthly, or 10,800 euros annually, benefiting from the 3.4% interest rate.
How Does B100 Ensure User Privacy with the Digital Detox Program?
B100 ensures user privacy by only accessing app usage time data to verify compliance with the social media reduction challenge.
How Does the “Move to save” Program Work?
The “Move to Save” program rewards customers for achieving daily step goals:
6,000 daily steps: transfer 4 euros to the health-linked savings account.
15,000 daily steps: Transfer 15 euros.
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