Empowering Women’s Wellness: Hanwha Insurance Unveils Revolutionary ‘Signature Women’s Health Insurance 3.0
[서울경제TV=김도하 기자] Hanwha Non-life Insurance announced that it will sell its new product ‘Hanwha Signature Women’s Health Insurance 3.0 Non-Dividend’ starting from the 1st.
Hanwha Insurance explained that it has expanded its coverage to areas of high interest to women, from mental illness to scar treatment.
Coverage areas related to pregnancy and childbirth have also been strengthened. The special contract for childbirth subsidies, introduced for the first time in the industry, provides up to three times for celebratory purposes: 1 million won for the first birth, 3 million won for the second birth, and 5 million won for the third birth.
Hospitalization expenses due to pregnancy and childbirth are also covered, and caesarean section surgery expenses that can be covered in the event of a caesarean section have also been newly established.
‘Four types of special contracts related to mental health’, for which exclusive use rights were obtained from the Non-life Insurance Association on the 11th of last month, were also included in this new product. Among these, ▲ the special contract for direct treatment costs for hospitalization for eating disorders (4 days or more, once per year) is the first in the industry to cover hospitalization treatment costs for mental disorders such as ‘anorexia’ and ‘bulimia’, which have the highest proportion of female patients and the highest fatality rate.
In addition, the diagnosis fee for specific stress-related mental disorders, which covers mental illnesses such as depression, panic disorder, obsessive-compulsive disorder, and post-traumatic stress, and the diagnosis fee for specific stress-related diseases such as digestive ulcers, ear vertigo, and hearing loss, depending on the severity of the disease, are A (mild), It is classified as B (severe) and guaranteed.
If you have been diagnosed with a specific mental illness, you can receive up to eight sessions of non-face-to-face psychological counseling. In addition, sleep test costs incurred during the diagnosis and treatment of insomnia and sleep apnea patients are covered once a year through specific sleep test (polysomnography, multiple sleep latency) support fees.
The direct treatment fee for hospitalization for eating disorders and the diagnosis fee for specific stress-related mental disorders will be covered for 6 months until April 9th of next year, and the special contract for support fees for specific sleep tests (polysomnography, multiple sleep latency) and diagnosis fees for specific stress-related diseases will be covered for 3 months until January 9th next year. It can only be sold by Hanwha Insurance.
An official from Hanwha Insurance said, “Signature Women’s Health Insurance 3.0 is a product that further strengthens our position in the women’s health insurance market and further refines coverage details to meet the detailed needs of our customers. We will continue to differentiate our product lineup and services.” “We will further strengthen the company’s position in the relevant market with competitiveness that encompasses female customers of all generations,” he said. /itsdoha.kim@sedaily.com