HSBC Credit Card for Investors in Germany, Switzerland, and Austria

HSBC is providing a suite of international financial products for expatriates and investors across Europe, including clients in Germany, Switzerland, and Austria. These offerings include specialized credit cards and an International Investment Centre designed for self-directed portfolio management.

HSBC Expat Credit Card Offerings

The bank offers several credit card options tailored to different requirements of expatriate life, focusing on flexibility, currency options, and rewards. The available cards include the Premier World Elite Mastercard, the Premier Mastercard, and the HSBC Credit Card, which is a GBP-denominated card accepted at more than 24 million locations globally.

As of April 3, 2026, online applications for these credit cards are temporarily unavailable while the bank updates its application process. Clients seeking new cards must apply via telephone through their Relationship Manager. The bank has also stated that applications for supplementary cards cannot be accepted online or over the phone.

For general inquiries regarding these services, the bank provides a contact number at +44 1534 616 313.

International Investment Centre

For investors, HSBC provides the International Investment Centre, which is accessible through online banking and the HSBC Expat mobile application. This platform allows clients to make their own investment decisions by providing access to hundreds of mutual funds from HSBC and other providers.

The investment options available through the centre include:

• Ready-made portfolios
• Equity funds
• Fixed income funds
• ESG (Environmental, Social, and Governance) funds

Investors can begin with a minimum of 100 GBP, USD, or EUR per month for regular investments, or as a lump sum. The platform allows for 24-hour investment management, enabling users to track performance and execute trades via the mobile app.

Existing HSBC Expat account holders can apply for an investment account through the mobile banking app. The process involves using research tools to evaluate pricing and past performance before selecting a current or savings account to fund the investments.

Regional Operations in Switzerland

In Switzerland, HSBC focuses on several specialized banking sectors to support international growth and wealth preservation. The bank’s Swiss operations are divided into Global Private Banking, which manages wealth for high-net-worth clients, and Corporate and Institutional Banking.

The Corporate and Institutional Banking arm supports companies with a strong international focus and operative subsidiaries of foreign companies to assist in the implementation of growth strategies. The Global Banking and Markets division connects institutional investors to global growth opportunities with local support.

HSBC has noted that it is enhancing its data protection practices in response to evolving privacy rules, including the Swiss Data Protection Act introduced in 2022.