KUR BRI 2025: Loan Details & Installments (50 Million)
West Java Ekspres – The BRI 2025 People’s Business Credit Program (KUR) is again a hot topic among small and medium businesses.
Because, a lot of information circulating on social media about loans of Rp50 million with installments of only Rp30 thousand per month. This very small amount certainly makes many people curious, is it really possible or just just lure?
To answer this curiosity, let’s discuss in more detail about the table Kur Bri 2025, installment simulations, to the fact that the Rp30 thousand installment is widely discussed.
Read too:KUR BRI Loan Table 2025: Ceiling IDR 50 million Installments Starting IDR 200 thousand, check the installmentsKUR BRI 2025 table with a loan of 50 million and 100,000 installments, check the details here!
KUR BRI 2025 table with a loan of 50 million
Table of Contents
What is KUR BRI 2025?
KUR BRI is a business capital financing program from BRI Bank subsidized by the government. This program is designed to help MSMEs, small traders, farmers, to independent businesses in order to get low interest capital.
Some of the main advantages of KUR BRI:
- Interest is only 6% per year or equivalent to 0.5% per month.
- Without provision and administrative fees.
- Large loan ceiling of up to Rp500 million.
- A maximum long tenor of 5 years (60 months).
- Easy access through thousands of BRI units throughout Indonesia.
Is there really a installment of IDR 30 thousand for a loan of IDR 50 million?
If calculated logically, a loan of Rp50 million with a 5 -year tenor and 6% interest per year will produce monthly installments of around Rp950 thousand to Rp1 million.
That is, the installments of IDR 30 thousand per month are not realistic for a loan of IDR 50 million. Such installments may only apply to small loans, for example Rp1 million with a long tenor.
So, loan information of IDR 50 million with installments of IDR 30 thousand is usually only a form of promotion or misperception. But don’t worry, KUR BRI is still known as the lightest installment loans compared to other commercial loans.
Simulation of KUR BRI installment table 2025 loans of IDR 50 million
To give a clear picture, the following is a loan installment simulation of Rp50 million in KUR BRI 2025 with an interest of 6% per year:
| Loan tenor | Installments per month | Total payment |
| 12 months (1 year) | Rp4.300.000-an | Rp51.600.000 |
| 24 months (2 years) | Rp2.200.000-an | RP52.800,000 |
| 36 months (3 years) | Rp1.500.000-an | Rp54.000.000 |
| 48 months (4 years) | Rp1.150.000-an | RP55.200,000 |
| 60 months (5 years) | Rp950.000-an | Rp57.000.000 |