Leitung OSPlus-Kredit (m/w/d) – Sopra Steria Next – Smart Recruiters Jobs

Sopra Steria Next is seeking a Head of OSPlus-Kredit to lead the credit-related software modules of its core banking platform across its operations in Germany. The recruitment process, identified on May 9, 2026, is open to candidates at all company locations nationwide.

The OSPlus platform serves as a critical infrastructure layer for a significant portion of the German financial sector, specifically providing core banking services to savings banks and other regional financial institutions.

The credit module, referred to as Kredit, is a central component of the OSPlus suite. It manages the lifecycle of loans, credit assessments, and risk monitoring, which are essential functions for the lending operations of regional banks.

Sopra Steria Next operates as a specialized entity within the broader Sopra Steria group, focusing on the delivery, maintenance, and evolution of financial software solutions for the European market.

Sopra Steria is a European leader in digital transformation, providing a combination of consulting, systems integration, and software development services. The company maintains a significant presence across Europe, with a strong focus on the French and German markets.

Strategic Importance of Core Banking Modernization

The search for a lead for the OSPlus-Kredit module occurs as German regional banks face increasing pressure to modernize their lending processes. The rise of fintech competitors has accelerated the need for automated loan approvals and real-time credit scoring.

Core banking systems like OSPlus must evolve from monolithic architectures toward modular, API-driven frameworks. This transition allows traditional banks to integrate third-party services and improve the digital experience for corporate and retail borrowers.

The role of the Head of OSPlus-Kredit involves managing the strategic roadmap for these credit functions to ensure that the software remains compatible with modern banking requirements while maintaining system stability.

Technical leadership in this area requires balancing the maintenance of legacy systems with the implementation of cloud-native capabilities, a common challenge for software providers serving the highly regulated German banking industry.

Regulatory Environment and Compliance

Financial institutions in Germany operate under strict regulatory oversight from the Federal Financial Supervisory Authority, known as BaFin. These regulations mandate rigorous standards for credit risk management, data protection, and financial reporting.

Software providers such as Sopra Steria Next are responsible for ensuring that the OSPlus platform adheres to these evolving legal requirements. Any update to the credit module must be validated against current European and German banking laws to prevent operational risk.

The management of the Kredit module includes overseeing the implementation of updated reporting standards and ensuring that credit risk calculations are transparent and auditable by regulators.

Market Context for German Regional Banking

The German banking landscape is characterized by a three-pillar system consisting of private commercial banks, cooperative banks, and public savings banks. The public savings banks, or Sparkassen, rely heavily on standardized core banking software to maintain efficiency across their decentralized network.

By providing a unified platform like OSPlus, Sopra Steria Next enables these institutions to share a common technical foundation while allowing for local customizations. This model reduces the individual IT burden on smaller regional branches.

The decision to open the leadership position for the credit module to candidates nationwide suggests a strategy to attract a broader pool of technical and managerial talent, reflecting the competitive nature of the IT labor market in Germany.

The focus on the credit segment specifically highlights the ongoing priority of lending optimization, which remains the primary revenue driver for the regional banking sector.