Okay, here’s a summary of the key benefits and drawbacks of the Maybank World Mastercard, based on the provided text:
Key Benefits:
* Golf Privileges: No paying guest requirement when booking clubs in Singapore, Malaysia, Indonesia, and the Philippines (details in T&Cs: https://www.maybank2u.com.sg/iwov-resources/sg/pdf/cards/mb-regional-golf-program-tnc.pdf).
* Complimentary Travel Insurance:
* Accidental Death/Total Permanent Disablement: S$1,000,000
* missed Connection: S$400
* Luggage Delay: S$400
* Lost Luggage: S$1,000
* Policy Wording: https://www.maybank2u.com.sg/iwov-resources/sg/pdf/cards/certificate-insurance.pdf
* Full Fare Coverage: Travel insurance applies when full travel fares are charged to the card.
Vital drawbacks/Limitations:
* No Medical Coverage: The complimentary travel insurance does not cover medical expenses or emergency medical evacuation.
* Miles Redemption Exclusion: Insurance does not apply if you redeem miles for an award ticket and only charge taxes/fees to the card.
* Limited Coverage: The insurance coverage is relatively limited compared to comprehensive travel insurance policies.
Overall proposal (from the text):
The author strongly advises purchasing comprehensive travel insurance elsewhere due to the lack of medical coverage with the complimentary insurance offered by the Maybank world Mastercard.
Let me know if you’d like me to elaborate on any specific aspect of the card’s benefits or drawbacks!
