Medicare Part E Bill: Democrats’ New Proposal
- Jimmy Gomez, D-Calif., and Don Beyer, D-Va., have introduced the Choose Medicare act, proposing a Medicare "part E." This new option would allow both employers and individuals to...
- Companion legislation has been introduced in the senate by Sens.
- The Choose Medicare Act aims to make Medicare accessible through state and federal health insurance marketplaces.
Democrats propose a bold new initiative with the “Choose Medicare Act,” introducing Medicare Part E. This crucial legislation allows both employers and individuals to opt into Medicare, potentially revolutionizing healthcare access and market dynamics. The bill aims to increase competition and lower premiums, offering a self-funded option that competes with private insurers. It covers essential health benefits, including reproductive health services, and prohibits discrimination based on pre-existing conditions. The act seeks to make Medicare accessible through state and federal health insurance marketplaces,potentially utilizing ACA subsidies for payments. This latest proposal could signify a important shift in the current system. News Directory 3 reports that this step is set to redefine affordable healthcare. Discover what’s next as the bill faces consideration in the House and Senate.
“Choose Medicare Act” Introduced to Expand Healthcare Access
Updated June 17, 2025
Reps. Jimmy Gomez, D-Calif., and Don Beyer, D-Va., have introduced the Choose Medicare act, proposing a Medicare “part E.” This new option would allow both employers and individuals to buy into Medicare, perhaps reshaping the healthcare landscape.
Companion legislation has been introduced in the senate by Sens. Jeff Merkley, D-Ore., and Chris Murphy, D-Conn.The bill, also cosponsored by Reps. Jared Huffman, D-Calif., LaMonica McIver, D-N.J., and Eleanor holmes Norton, D-D.C., seeks to build on the existing system by creating a self-funded Medicare option that competes with private insurers.
The Choose Medicare Act aims to make Medicare accessible through state and federal health insurance marketplaces. It would also allow individuals to use Affordable care Act subsidies to help with payments. Employers of all sizes could choose Medicare coverage for their employees, without eliminating existing insurance plans. Proponents say this increased competition could drive down private insurance premiums.
The proposed legislation mandates coverage of the 10 essential health benefits outlined in the ACA, in addition to standard Medicare coverage. This includes guaranteed access to a full range of reproductive health services, including abortion. the bill also prohibits discrimination based on pre-existing conditions.
Affordability is a key focus, with the bill capping out-of-pocket spending in traditional Medicare and expanding premium assistance eligibility. It would also empower Medicare to negotiate for lower prescription drug prices.
“allowing employers and the general public the option to choose Medicare would fill many of the gaps in our health care system, get more people covered, and make the nation healthier,” Beyer said.
“Our bicameral legislation lets every American opt into medicare—which is affordable, effective, and trusted—and we’re going to keep fighting until everyone has access to the care they need,” Gomez said.
What’s next
The bill now faces consideration in both the House and Senate, where it will likely be debated and potentially amended before any vote.