MMDA Warns Public Against NCAP Text Scams

The Metropolitan Manila Development Authority (MMDA) has issued a public warning on July 31, 2026, regarding a text messaging scam targeting motorists. Fraudsters are sending messages that falsely claim the recipient has been flagged by the No Contact Apprehension Policy (NCAP) to trick victims into providing personal information or money, according to the Philippine Information Agency.

The MMDA clarified that it does not send text notifications to motorists regarding traffic violations. Official notifications for apprehensions are delivered through formal channels, and the agency urged the public to ignore any SMS claiming to be from the NCAP system.

Identifying NCAP Scam Indicators

The scam typically involves messages that notify a driver of a supposed traffic violation captured by cameras. These messages often contain links or requests for immediate payment to avoid further penalties, according to the MMDA.

Agency officials noted that legitimate government communications regarding traffic fines do not utilize unsolicited text messages for payment collection. The MMDA warned that clicking links in these messages could lead to phishing sites designed to steal sensitive financial data or personal credentials.

Official Verification Procedures

To avoid falling victim to these fraudulent messages, the MMDA advises motorists to verify any alleged violations through official agency portals or by visiting MMDA offices. The agency emphasized that the No Contact Apprehension Policy follows a specific legal process for notification, which does not include the use of SMS alerts for payment.

Motorists are encouraged to report suspicious messages to the MMDA or the appropriate cybercrime authorities to help track the origin of the scam operations.

The MMDA continues to remind the public to remain vigilant against all forms of digital fraud and to never share passwords, One-Time Passwords (OTPs), or bank details via text message.