Mortgage Rates December 4, 2025: Today’s Rates

Here’s a breakdown of‌ the key details from the ⁣provided text, focusing​ on ⁤mortgage rates‌ as of December ‍4, 2025:

* Federal Reserve Expectations: ⁢ There’s a ​nearly 90% chance the Federal‌ Reserve will‌ cut ‌interest ⁤rates by‌ 25​ basis points at their December 10th meeting, bringing ⁢the rate to 3.50%-3.75%. ⁢This would be the third ‍cut in four months.
* Mortgage Rate‍ Trend: Mortgage⁣ rates have been gradually declining ⁣throughout 2025,⁣ reaching 3-year lows multiple times. Some​ lenders​ may have already lowered rates⁣ in ‍anticipation⁤ of the Fed ‌cut.
* Current⁤ average Rates (December 4, 2025):

* 30-year fixed: 5.99% (according ​to⁢ Zillow)
‍ * 15-year fixed: 5.37% (according to Zillow)
* Significant Note: These are averages. Shopping around with ​different lenders can likely yield lower rates.
*⁢ Resource: A link is⁤ provided to check personalized mortgage rate offers: ‌ https://secure.money.com/pr/jf9059fd46b8?s1=https%3A%2F%2Fwww.cbsnews.com%2Fnews%2Ftodays-mortgage-interest-rates-december-4-2025