Robert Kiyosaki Warns Against Dollar: Buy Gold, Silver, and Bitcoin Due to US Debt

Robert Kiyosaki, author of Rich Dad Poor Dad, has advised investors to move away from the U.S. dollar in favor of gold, silver, and Bitcoin, citing a national debt of $39.64 trillion as a primary risk to the currency’s stability. According to reports from Korean media outlets including a July 27, 2026, analysis of investment trends, Kiyosaki argues that the scale of U.S. government borrowing threatens the long-term value of the dollar.

U.S. National Debt and Currency Risk

The central driver of Kiyosaki’s warning is the current U.S. national debt, which stands at $39.64 trillion. He contends that this level of indebtedness makes the dollar a dangerous asset for long-term holding. According to the source material, Kiyosaki views the continued accumulation of government debt as a signal that the currency is losing its fundamental value.

This perspective aligns with a broader critique of fiat currency, where the value is not backed by a physical commodity but by government decree. Kiyosaki suggests that when a government’s debt reaches these levels, the risk of inflation or currency devaluation increases, reducing the purchasing power of those holding cash or dollar-denominated assets.

Recommended Alternatives: Gold, Silver, and Bitcoin

To hedge against the perceived instability of the dollar, Kiyosaki recommends shifting capital into “hard assets.” He specifically identifies three primary vehicles for this strategy:

• Gold: Historically viewed as a store of value during periods of monetary instability.
• Silver: Often cited by Kiyosaki as an undervalued asset with both industrial use and monetary value.
• Bitcoin: Positioned as a digital alternative to traditional fiat systems, limited in supply.

The rationale behind these choices is the lack of counterparty risk and the inability of governments to “print” these assets in the same manner they issue currency to manage national debt. According to the reporting, Kiyosaki advocates for these assets as a means of preserving wealth when a national currency is under pressure from excessive borrowing.

Context of the Dollar’s Position

While Kiyosaki warns of a collapse, the U.S. dollar maintains its status as the world’s primary reserve currency. However, the figure of $39.64 trillion in debt serves as a concrete metric for critics who argue that the U.S. is entering a period of unsustainable fiscal policy. The tension between the dollar’s current global dominance and its rising debt load is a central theme in current macroeconomic debates.

Kiyosaki’s warnings are not new, but the specific milestone of trillions in debt provides a new baseline for his argument that the “fake money” era is nearing a breaking point. By promoting Bitcoin alongside gold and silver, he connects traditional “safe haven” investing with modern digital assets to create a diversified hedge against sovereign debt risk.