Saeima Commission to Review Initiative on Mandatory OCTA Insurance for All Vehicles
Latvian Lawmakers to Review Petition on Mandatory Car Insurance
Riga, Latvia – A citizen-led petition challenging latvia’s new mandatory car insurance law will be reviewed by the Saeima’s Mandate, Ethics and Submissions Committee on December 17th. The petition, spearheaded by Armands Ziemanis, seeks to overturn the requirement for all vehicle owners, irrespective of usage, to purchase civil liability insurance (OCTA).
Ziemanis argues that the law unfairly burdens owners of vehicles that are not used year-round, such as motorcycles, classic cars, and vehicles belonging to retirees. He proposes either reverting to the previous system of voluntary OCTA purchase or establishing a mechanism for temporary vehicle deregistration. This deregistration process, Ziemanis suggests, should be conducted remotely without requiring owners to surrender their license plates.
The Saeima recently voted to postpone the implementation of the mandatory insurance law until November 1st, 2024. This delay provides a window for lawmakers to consider the petition and potentially amend the legislation.

Ilustrative image. Photo: Edijs Pālens/LETA
the debate surrounding mandatory car insurance in Latvia highlights the ongoing tension between ensuring road safety and minimizing financial burdens on vehicle owners. The Saeima’s decision on the petition will have meaningful implications for Latvian drivers in the coming year.
Mandatory Car Insurance in Latvia: A Balancing Act
NewsDirectory3.com Exclusive Interview with Armands Ziemanis
NewsDirectory3: Mr. Ziemanis, thank you for taking the time to speak with us today. Can you tell our readers about the petition you initiated against Latvia’s new mandatory car insurance law?
Armands Ziemanis: The new law requires all vehicle owners, nonetheless of whether they actively use their vehicles, to purchase mandatory civil liability insurance (OCTA). This burdens owners of vehicles like motorcycles, classic cars, and vehicles owned by retirees who may not use them regularly. Our petition seeks to overturn this requirement and propose more equitable alternatives.
NewsDirectory3: What specific alternatives are you proposing?
Armands Ziemanis: We believe reverting to the previous system of voluntary OCTA purchase is a viable option. Alternatively, we propose establishing a system for temporary vehicle deregistration. This process should be convenient for owners, allowing them to deregister their vehicles remotely without surrendering their license plates.
NewsDirectory3: The Saeima has postponed the implementation of the mandatory insurance law untill November 1st, 2024. How crucial is this delay in your view?
Armands Ziemanis: This delay is critical. It provides a valuable window for lawmakers to seriously consider our petition and engage in meaningful dialog with affected vehicle owners.
NewsDirectory3: What message do you have for the Saeima as they review your petition?
Armands Ziemanis: We urge the Saeima to carefully consider the financial burden this new law places on a significant segment of Latvian vehicle owners. We believe our proposed alternatives offer a more balanced approach, ensuring road safety while also mitigating unnecessary costs for those who don’t utilize their vehicles year-round.
NewsDirectory3: Thank you for your time and insights,Mr. Ziemanis.
Armands Ziemanis: You’re welcome.
