Compartamos Banco has been recognized as one of the “Empresas que Transforman 2025” (Companies that Transform 2025) for its work in financial inclusion in Peru. The recognition, awarded by IPAE Acción Empresarial, Grupo RPP, and the Asociación Frieda y Manuel Delgado Parker, highlights the bank’s innovative “Crédito Grupal” (Group Credit) model.
The award acknowledges organizations driving development through Shared Value initiatives. Compartamos Banco’s Group Credit model has enabled access to the formal financial system for thousands of Peruvians, promoting social inclusion and the progress of entrepreneurs. According to Patricia Goicochea, gerente de Clientes y Marketing (Client and Marketing Manager) at Compartamos Banco, the bank has driven the inclusion of over half a million people into the banking system over the last six years.
Expanding Financial Access Through Group Lending
The “Crédito Grupal” model is central to Compartamos Banco’s success in expanding financial access. The bank positions itself as a leader in financial insertion and re-insertion, focusing on bringing opportunities to Peruvians who may have been previously excluded from traditional banking services. This initiative promotes inclusion, insertion, and re-insertion into the formal financial system.
Goicochea stated, “Somos el banco líder en inserción y reinserción financiera” (“We are the leading bank in financial insertion and re-insertion”). The bank’s strategy involves continuous innovation and a close relationship with communities to optimize processes and deepen financial inclusion, ultimately having a positive impact on the lives of Peruvian families.
Recognition and Impact
The recognition as one of the “Empresas que Transforman 2025” underscores Compartamos Banco’s commitment to social responsibility and its contribution to Peru’s economic development. The bank emphasizes a people-centric approach, aligning its actions with the country’s progress. “En Compartamos Banco creemos que la verdadera transformación ocurre cuando generamos oportunidades que cambian vidas” (“At Compartamos Banco, we believe that true transformation happens when we generate opportunities that change lives”), Goicochea explained.
The award was announced on January 8, 2026, according to information from CommonDigital. The bank’s efforts are particularly noteworthy given the ongoing need to expand financial inclusion in Peru, providing access to credit and other financial services for a broader segment of the population.
Broader Context of Financial Inclusion in Peru
While specific data on the overall state of financial inclusion in Peru wasn’t provided in the search results, Compartamos Banco’s initiative highlights a growing trend towards expanding access to financial services for underserved populations. Group lending models, like the one employed by Compartamos Banco, are often used to overcome barriers to access for individuals who may lack traditional credit histories or collateral.
The recognition from IPAE Acción Empresarial, Grupo RPP, and the Asociación Frieda y Manuel Delgado Parker signifies the importance placed on initiatives that contribute to Peru’s economic and social development. The involvement of these organizations suggests a broader commitment to fostering a more inclusive financial system within the country.
Looking Ahead
As of February 4, 2026, Compartamos Banco continues to operate in Peru, offering credit, savings, and insurance solutions. The bank’s website, www.compartamos.com.pe/Peru, provides information on these services. The bank’s recent recognition is likely to further strengthen its position as a key player in the Peruvian financial landscape, particularly in the area of financial inclusion.
The bank’s success is also supported by endorsements from organizations like AGAP, Alicorp, ASBANC, Somos Intercorp, and MiBanco, as well as alliances with Pacific Obs and Gestión Pública UP, as highlighted on Instagram by IPAE Perú on February 3, 2026. This broad support network underscores the collaborative effort to promote financial transformation in Peru.