Term Deposit Interest Rates: Where to Earn More | Tu-Dinero
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Peru Fixed-Term Deposit Rates: September 2025 – Comparing Top Offers
Peruvian savers looking for the best returns on their fixed-term deposits have several options available as of September 25, 2025. While the Fondo de Seguro de Depósitos (FSD) doesn’t fully cover all accounts, understanding current interest rates and choosing a reputable financial institution is crucial.This article provides a extensive overview of the highest rates currently offered, helping you maximize your savings.
We reviewed the websites of several financial entities to compile the following information on fixed-term deposit rates. The highest rates currently available are slightly above 5%. Its notable to note that these rates are subject to change, and promotional periods may apply.
Also read: Credit cards without membership: Compare interest rates in each financial entity
Current Top Fixed-Term Deposit rates (September 25, 2025)
Here’s a breakdown of the most competitive offers, as of the date of this publication:
| Financial Institution | Rate (%) | Term (Days) | Minimum deposit (PEN) | Promotion End Date |
|---|---|---|---|---|
| OH financial! | 5.00 – 5.25 | 90 - 1080 | None | N/A |
| Financial arise | 5.00 - 5.20 | 90 – 360 | 500 - 50,000 | September 30, 2025 |
| Effective financial | 4.50 – 5.25 | 90 – 360 | 500 | N/A |
| CUSCO MUNICIPAL BOX | 5.25 | 180 | N/A | September 30, 2025 |
| Lima Metropolitan Box | 5.00 - 5.20 | 360 | Up to 100,000 | September 30,20 |