War on Your Wallet: Are Your Bank Deposits and Savings at Risk
These days, there is a sense of anxiety as wars break out all over the world.
As this situation unfolds, many people on the Internet are reconsidering their awareness of the war and are wondering, ‘What should I do with my money that I left in the bank?’
Nowadays, it is difficult to see cash, so how do banks operate in the event of a national emergency such as war?
ⓒGetty Image Bank, each bank company
KB Kookmin Bank: Operation of subdivided departments in the event of a disaster such as war
Kookmin Bank operates a separate safety management department for disaster situations such as wars, and in addition, there are separate departments for infectious diseases, disaster disasters, and global risks.
In the event of an actual war, Kookmin Bank is divided into four stages (crisis stages 1 to 3 + end-of-war stage) depending on the situation and responds through real-time communication.
△In stage 1 of the crisis, [사고접수▶유관부서 연락 ▶ 운영]The response is made in the form of In order to minimize failure to contact during operation, it is divided into weekdays (Operation Safety Management Department) and weekends (on-call system).
△The second stage of crisis occurs when an actual situation occurs, and after the relevant organization is formed, depending on the level of the disaster, [경미 → 중대 → 심각] Respond step by step.
△In the third stage of crisis, we listen to the stories of customers, employees, etc. and establish and operate a status survey.
Hana Bank: Rapid response centered by the bank president / Forming 4 task forces Minimizing disaster damage and performing rapid business recovery
Hana Bank forms a countermeasures team led by the bank president and responds quickly when disaster situations such as wartime occur.
First, when a disaster is discovered or recognized for the first time, immediately report it to the police or fire department without delay, and then report the accident to the duty office at the head office.
If a disaster occurs nationwide or in a wide area, a countermeasures team centered on the bank president is established and operated.
The countermeasures team is comprised of four teams: ▲Situation Team, ▲Relief Support Team, ▲Recovery Team, and ▲Damaged Area Headquarters, and carries out missions to minimize disaster damage and speed business recovery.