[단독]Again in the capital… “We can’t get the deposit of 5 billion for 15 villas back”

Dozens of tenants in their 30s are unable to get their 5 billion won deposits back from a villa rental company in the metropolitan area. The tenants claimed they had been subjected to ‘charter fraud’. On the other hand, the rental business strongly denied the allegation of fraud.

According to Money Today’s comment on the 21st, it was found that at least 15 tenants were unable to get the 5 billion deposit earned by landlord A, a female landlord in her 50s, back. The amount they did not return was 200 million to 400 million won, respectively.

These tenants are in the position that they have been the subject of ‘fraudulent fraud’. Lee Mo, a man in his 30s, signed a contract for a new villa in Sangbong-dong, Jungnang-gu, Seoul with a charter deposit of 289 million won on December 20, 2020. This house was the house of the newlyweds . The charter contract expired on January 30, 2018.

However, Mr. Lee has received the deposit from the landlord, Mr A, back. Mr Lee said, “The deposit is a full loan, so I pay interest of 1.5 to 2 million won every month.” “Even when I asked for help from damage mitigation centers and other places, I only got an answer saying, ‘There is no way. A civil lawsuit.'” According to Mr. Lee, there are five tenants who have not received a deposit from Mr A in the new villa alone.

Mr. said Lee, “I met Mr A, a lessor, through an online real estate agent.” He continued, “(Mr. A) usually tells the victims, ‘Wait for two more months’, ‘Get out with the warranty insurance’, and ‘I’m a victim too'”.

Mr. Lee explained, “I have not filed a criminal complaint so far,” and “Getting money comes first, and if the house goes to auction, it will be a loss.” Mr. Lee proceeds with enforcement action through legal action for the return of the rental deposit. This is to get the jeonse deposit back after confiscation and disposal of the assets owned by Mr. A.

Mr Jung, a man in his 30s who rents a villa in Banghwa-dong, Gangseo-gu, Seoul, complained about damage. Jeong signed a charter contract for the villa on March 5, 2021 and moved in on April 5. The two-year contract expired on the 4th, but the 240 million won deposit has not been received. Mr. Jeong said, “(Mr. A) reassure the victims that they have registered for rental guarantee insurance, but when they look at the guarantee, they only sign for some guarantees (about 40% of the deposit). ” situation is at stake,” he said. He said, “I signed a contract under the full guarantee insurance condition, but when I checked a few months later, the guarantee amount was 92.4 million won.”

When Mr. protested Jeong, it is said that Mr. And say, “If you register fully, the insurance fee is expensive, and since the lessor’s guarantee insurance is renewed, I will change it to full in a year.” It was eventually changed to full cover in January last year. Mr. Jeong said, “I’m worried because I know that everything can’t be paid just because I have insurance.” “We don’t file a criminal complaint because we have insurance,” he said.

According to Mr Jeong and others, Mr A owns dozens of villas throughout the metropolitan area. Their damage is estimated to have been at least 5 billion won. In fact, in the KakaoTalk group chat room of tenants claiming to have been scammed by Mr. A, the tenants’ regions were various, such as Seongbuk, Dobong, Gangseo, Jungnang, and Incheon.

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Landlord “I didn’t get a mortgage for a house, and I didn’t go to sleep”

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However, landlord A strongly denied the allegation of charter fraud. Mr A said in a phone call with Money Today that day, “The rent situation is a bit different these days.

At the same time, he explained, “Whether it’s a mortgage loan or a foreclosure with the house you gave the loan as collateral, fraud is established in this way, but I didn’t that at all.”

Mr A also said, “At first, I was going to do (insurance) in full, but the HUG (Housing City Guarantee Corporation) official said, ‘It can be part of it. Think about part of it.'” “Now , to do some insurance, you have to get a consent form from the tenant and submit it, but at that point, you could do it as long as the landlord is conditional,” he said.

Specifically, Mr. A, “If the jeans go well, there is no problem at all.” “Even if you own 100 houses of 200 million won, there is not a single rental business that can give you money by saying ‘goodbye’ when you leave with 20 billion won.” he claimed. He added, “If the interest rate on the charter loan rises from 2.5% to 7-8%, you will pay 500,000 won in interest and then pay 1.5 million won.”

[저작권자 @머니투데이, 무단전재 및 재배포 금지]