As experts continue to suggest that the system needs to be improved so that everyone is automatically enrolled in the national pension when they turn 18, attention is focused on whether this will be realized.
In order for the National Pension to literally serve as a retirement income security device for all ‘citizens’, it is necessary to secure the right to receive benefits by filling the minimum subscription period (120 months) by having people sign up for the National Pension early, while at the same time increasing the subscription period to increase the benefit amount. Because it needs to be raised.
The National Pension has a structure in which you sign up early and the longer you sign up, the greater the amount of pension you receive in retirement.
According to the National Pension Service on the 24th, all citizens between the ages of 18 and 60 with income are subject to mandatory subscription to the National Pension.
Therefore, even if you are a student or soldier, you must sign up from the age of 18 if you have income, but if you have no income, you are excluded from coverage until age 27. After age 27, only non-income spouses such as full-time housewives are excluded from coverage, and the rest are exempt from payment even if they have no income. will be converted to .
In relation to this, Kim Tae-il, a professor of public administration at Korea University, suggested in his recently published ‘Inconvenient Pension Plan’, “Let’s change these current regulations and make everyone automatically enrolled at the age of 18.”
Professor Kim said, “If the government notifies young people who are less interested in the national pension that they have enrolled in the national pension and continues to emphasize how important the national pension is for preparing for retirement and how beneficial it is to pay insurance premiums early, the insurance premium payment rate for those in their 20s will drop. “It will go up considerably,” he explained.
Prior to this, Jeong In-young, an associate research fellow at the National Pension Research Institute, said through data from the National Pension Financial Calculation Committee meeting held in July of last year, “When the government reaches the mandatory subscription age of 18, the government will subsidize the first month’s insurance premiums for all young people and force them to subscribe.” “There is a need to actively consider ways to support national pension premiums for the first time in life,” he suggested.
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