As the United States stops interest rate hikes, the interest rate of Hong Kong dollar fixed deposits may reach a peak. When the stock market rebounds, it is also worth putting part of the money in time deposits to lock in high-risk interest gains low in
Previous article[Osoesgennychchi100000yuanahoffechchiwneudswyddreolaidd?】RhestrwchopsiynautrothwyiselypriffanciauYtrothwyblaendalynypapurhwnyw500,000 yuangyda chyfnod blaendal hirach o 3 mis neu fwy, yr uchafswm4.4centimetr.Mae’r erthygl hon yn mabwysiadu dwy siart syml, wedi’u rhannu â chronfeydd newydd a chronfeydd presennol, mae gan y ddwy gronfa gyfradd llog uchel o 4%.
A yw’n well defnyddio 500,000 yuan fel tymor penodol?
Standard Chartered 4.4% yn gyfyngedig i gwsmeriaid dynodedig
Mae cyfnod blaendal Standard Chartered o 4.4% ar gael mewn 3 a 6 mis. Os byddwch chi’n ei agor gyda phrifswm o 500,000 yuan, gallwch ennill 11,000 yuan mewn hanner blwyddyn. Er y gellir agor y gostyngiad hwn o 100,000 yuan o gronfeydd newydd, dim ond i gwsmeriaid rheoli cyfoeth preifat â blaenoriaeth sydd â throthwy uchel iawn (cyfanswm gwerth rheoli cyfoeth o 8 miliwn yuan), ac mae’r trothwy gwirioneddol mewn gwirionedd yn eithaf uchel.
Ennill $23,280 gyda chyfradd llog o 4.38%.
O ran llog hirdymor, mae’r gyfradd llog uchaf dros dro yn 4.38% o Wing Hang OCBC, ond nodwch mai’r cyfnod blaendal yw 388 diwrnod, hynny yw, mae’n rhaid i ddarllenwyr gloi arian am fwy na blwyddyn. Os caiff ei agor gyda phrifswm o 500,000 yuan, bydd y gyfradd llog tymor llawn yn fwy na 23,000 yuan. Dim ond i gronfeydd newydd cwsmeriaid rheoli cyfoeth dynodedig y mae’r cynnig hwn yn berthnasol.
Mae gan y banc hefyd yr opsiwn o 4.2% am 288 diwrnod a 4% am ddiwrnodau 238. Maent hefyd yn gwsmeriaid rheoli cyfoeth Hongfu, a gallant chwarae gyda chronfeydd newydd yn dechrau o 200,000 yuan.
[Blaendal sefydlog llog uchel]4% should be done as soon as possible to earn 20,000 yuan without difficulty Experts teach you the latest high interest strategy
ICBC (Asia) 4.2%
ICBC (Asia) has a deposit period of 3 months up to 4.2%, which is a discount for new customers. The deposit amount is 100,000 to 800,000 yuan. If the principal is 500,000 yuan, the quarterly interest rate will be $5250. For existing customers, the bank also provides a maximum of 4% for 500,000 yuan, with a deposit period of 98 days. Existing customers can open in the branch with new funds. The deposit period of 188 days is 3.9%.
Existing funds get 4%?
The latest Public Bank interest rate increase is generally 4% for 12 months, 6 months and 3 months, and it also applies to old and new funds.
Originally, Chong Hing Bank only had a 4% discount for new customers, but recently existing customers have also increased their interest rates. They opened through electronic channels. The minimum deposit is 500,000 yuan, and there are discounts of 4% for 1 to 3 months. This discount is for existing funds Everything will be fine.
Date this article was last updated: June 16, 2023
Written by: Liao Yiran
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column name: deposit interest
