OceanBank and OCB are also the two banks leading the market in terms of 24-month term deposit interest rates, 6% and 5.8%/year respectively.
In addition to OceanBank and OCB, VietBank and Saigonbank are also maintaining interest rates of 5.8% for 24-36 month term deposits.
Even VietinBank – a bank in the Big 4 group, has also offered an interest rate of 5%/year for a term of 24-36 months.
For 18-month term deposits, OceanBank and HDBank lead with interest rates of 5.9%/year. Next are banks: VietBank (5.8%/year); Saigonbank, LPBank (5.6%/year); KienLong Bank, Nam A Bank, NCB, BaoViet Bank (5.5%/year); OCB (5.4%/year); PVCombank (5.3%/year); Bac A Bank, BVBank (5.25%/year); SHB (5.2%/year); TPBank, Eximbank, Viet A Bank (5.1%/year).
OceanBank also leads the market in 12-month online deposit interest rates, up to 5.4%/year. Next are VietBank and KienLong Bank (5.2%/year); Nam A Bank (5.1%/year); HDBank, Saigonbank, LPBank, NCB (5%/year).
Since February 2024, the 9-month deposit term no longer has an interest rate of 5%/year. After KienLong Bank increased interest rates on April 26, the 5% interest rate reappeared. This is also the only bank that lists an interest rate of 5% for a 9-month deposit term, the remaining banks are all listing interest rates below 5%/year for this term.
HIGHEST DEPOSITS INTEREST RATE SCHEDULE ON MAY 3 (%/YEAR)BANK1 MONTH3 MONTHS6 MONTHS9 MONTHS12 MONTHS18 MONTHSKIENLONGBANK334,755,25,5OCB33,24,64,74,95,4HDBANK2,952,954,64,655,9VIETBANK33,44,54,75,25,8CBBANK3,13,14,54,454,654,9NCB3,23,54,454,6555,5BAC A BANK2,953,154,354,454,855,25NAM A BANK2,73,44,34,75,15,5BAOVIETBANK33,254,34,44,75,5PVCOMBANK3,153,154,34,34,85,3VIET A BANK2,93,24,34,34,85,1ABBANK2,934,34,34,14,1SHB2,834,24,44,95,2VPBANK2,734,24,24,84,8GPBANK2,53,024,154,44,854,95BVBANK2,853,14,14,354,75,25EXIMBANK33,34,14,14,95,1MSB3,53,54,14,14,54,5OCEANBANK2,93,244,15,45,9LPBANK2,62,744,155,6TPBANK2,83,144,95,1VIB2,52,7444,8DONG A BANK2,8344,24,54,7SAIGONBANK2,32,53,84,155,6PGBANK2,633,83,84,34,8SACOMBANK2,32,73,73,84,74,9MB2,22,63,63,74,64,7TECHCOMBANK2,252,553,553,554,454,45ACB2,52,93,53,84,5BIDV22,33,33,34,74,7SEABANK2,72,93,23,43,754,6VIETINBANK1,82,13,13,14,74,7AGRIBANK1,61,9334,74,7VIETCOMBANK1,61,92,92,94,64,6SCB1,61,92,92,93,73,9
