Example of 5 sub-parts of Hope Plus Special Guarantee. Provided by Daegu Shinbo
Daegu Credit Guarantee Foundation (hereafter, Daegu Shinbo) has applied for ‘Hope Plus Special Guarantee’ to support the recovery of small and medium-sized credit companies and small business owners who have suffered from COVID-19. Hana, Daegu, and Busan Banks) announced on the same day that they are accepting applications.
The target of support is small businesses and small businesses with medium credit credit (with a credit score of 745 or more and 919 or less, old credit ratings 2-5) among companies that have received 1 million won in quarantine support for small businesses since December 27, last year. 17 local newspapers nationwide will supply 3.8 trillion won to 380,000 companies.
The loan is limited to 10 million won in working capital per company, and the guarantee period is 5 years (1 year deferred payment in 5 year installments).
For capital, credit card loans, and savings bank debt, you can apply for an additional loan amount of up to 10 million won.
The guarantee fee is 0.4%, the interest rate is the agreement rate (CD rate + 1.7%), and the interest rate after deducting 2.6% per annum of secondary maintenance for the first year will be applied.
You can apply for a guarantee regardless of the guarantee balance already in use. However, if you have received a special loan for daily recovery or a Hope Loan implemented by the Small Business Market Promotion Agency, or a Hope Plus credit loan from a commercial bank, you cannot apply for duplicate application.
To distribute simultaneous connections, a five-sub system will be implemented for three weeks from January 24 (Mon) to February 11 (Fri) based on the last digit of the birth year in the representative’s resident registration number.
Registration is done through the bank application. In order to disperse the users, a five-sub system will be implemented based on the last digit of the birth year in the representative’s resident registration number for three weeks until the 11th of next month.
