An old friend was so frustrated with a loan call from a bank that he had to sell part of his assets at a price below the market price to pay the debt. It was not going well with him. After the old friend gave him parting money, he asked me what parting words he had for the bank Good advice is not meant to be spoken harshly.
Old friends should know that good advice is hard on the ears, and bank employees may not listen to it. It is better to remind the bank employees who chase the numbers. It is so important to chase the numbers and be careful when turning your own assets into negative assets The bank employees will definitely be unhappy after hearing this You may even worry that your assets will become negative assets.
Yesterday, the number of negative assets was said to have risen sharply to 25,000. Many people did not understand that under the counter-cyclical measures, the number of negative assets would rise so sharply. compared to the third quarter. , Is the 90% mortgage onerous? This statement is not wrong, but it is not all true, not even half I say that no one believes it Many negative assets come from mortgages of bank employees, because bank employees can borrow 90% , and it the interest rate is significantly lower than the normal level So, when the interest rate rises, more bank employees buy property, which is why there are so many negative assets. Not understanding that the bank employees know that the bank is chasing the increase, and property prices will definitely fall. , If you want to buy a house, don’t be greedy for a low interest rate.
Nowadays, the psychological burden of bank employees chasing the debt is very heavy, because they know that if they continue to chase the debt, the owners will have to sell the property at a price below the market price to repay the debt, which will do so. cause the property price to fall and indirectly turn their assets into negative equity If they do not go after the debt, not only the general Monetary Authority, but even the job is lost in a matter of minutes He said my old friend immediately that I The Monetary Authority has said many times that it does not influence the bank’s lending standards It is the bank’s own business to pursue the loan This time it is really just a mouthful, but the bottom line is that anyone who is being chased by the bank hears that the bank staff said it was just a request from the Hong Kong Monetary Authority, and they don’t want to call the loan.
#careful #turn #assets #negative #assets #Tang #Wenliang #Zhaigu #Real #Estate #Information #Network
