Key Trends ‍in SIP Investments

⁤ Systematic Investment Plans (SIPs)⁢ in Indian mutual fund (MF) schemes reached ⁤a milestone in 2025, exceeding ₹3 trillion in inflows for ⁣the first time ⁢in a calendar year. This growth demonstrates a growing investor preference ⁣for staggered investments, notably during periods⁣ of market volatility.

Account Numbers and AUM Growth

⁢ Despite the⁢ robust ⁤growth in SIP flows,⁢ the number of active SIP ⁣accounts experienced a slight decrease in 2025. The total number of active SIP accounts stood at 100 million in November 2025, down from 103 million ⁣in December 2024. This drop was attributed to a market correction earlier in the ⁤year and a one-time ⁣data cleanup initiative undertaken by fund houses.
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However, this ⁣decline in account numbers hasn’t hindered overall growth. ⁣By November 2025, SIP Assets Under Management (AUM) had reached ₹16.53 trillion, representing more than 20%⁣ of the industry’s total AUM. This signifies the pivotal role SIPs play in boosting long-term asset accumulation and expanding investor participation.

ICRA‍ Analytics Report⁣ Highlights

⁢ According to a recent‍ report by ICRA Analytics, SIPs have emerged as “one of the strongest and ⁤most reliable engines of growth” for the MF industry. The report emphasizes the important contribution of SIPs to both asset expansion and increased investor participation. [ICRA Analytics Report]