Summer of Big Quotes: Tariffs & Trust Codes
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“Preserver-spaces=”true”>-Truloio CEO vicky Bindra on his firm’s new agentic AI collaboration with Worldpay
“Strip away the digital tools (which are mostly mobile), and what you find underneath is remarkably familiar: Young people want to build credit, save money, buy things with the least amount of friction, stay healthy, go to concerts and watch movies, and connect with friends.”
-From July’s “The Gen Z Decoder Ring,” by PYMNTS Intelligence
“Obviously, 0% transactions are somewhat less profitable for us. They’re still profitable … but the interest income that comes in interest-bearing loans is obviously more profitable … the experience using Affirm is so positive, they do convert to interest-bearing users just fine, and come back to us for many other things than just ‘zeroes.'”
-Affirm CEO Max Levchin on whether consumers embracing the 0% APR offerings shift to repeat usage
“Some firms attempt to absorb the costs, reducing profitability to preserve customer loyalty.Others trim product assortments, cutting lower-margin items from shelves. A few attempt to differentiate with premium offerings that justify higher prices. Even those face resistance as