[FETV=권지현 기자] Eun-bo Jung, Director of the Financial Supervisory Service<사진>On the 9th, he emphasized that measures to strengthen household debt management should be implemented without any setbacks so that household debt does not become a risk factor for the Korean economy. However, in the process, he asked for careful management so that actual demand can be protected.
At a meeting with the heads of commercial banks such as KB Kookmin, Shinhan, Hana, and Woori Bank held at the Kensington Hotel in Yeouido, Seoul at 11 a.m. on the same day, President Jeong said, “There is a lot of uncertainty in the internal and external economic and financial environment.” Efforts to protect financial consumers were ordered.
“The internal control and risk management functions of banks must operate effectively,” said President Jung. “However, he urged bank presidents to carefully manage loans to the poor and vulnerable in this process so that they can be handled without any setbacks.”
Director Jung announced that regular monitoring of financial companies and frequent theme inspections will be expanded. It also plans to establish a financial product monitoring information system to prevent the second Lime Optimus incident.
“We are building a financial product monitoring information system that collects and analyzes information from the design and manufacturing stages of financial products to sales and follow-up management,” said Director Jeong. We will strengthen supervision so that they can be filtered out in the process of enacting, revising, and reviewing the agenda.”
“We will analyze the signs that appeared before financial accidents in the past, such as the Dongyang Securities incident, private equity fund incident, and Merge Point incident, and devise effective accident prevention techniques,” he said.
President Jung emphasized the importance of legal stability and emphasized predictability based on trust in the financial market.
“The most important trust in the financial market comes from predictability, and predictability and legal stability can be secured when financial supervision is enforced in accordance with laws and principles,” he said. I don’t think I can,” he said.
“We plan to strengthen the regular monitoring function that quickly detects and finds various risk factors in the financial system and financial companies,” he said.
“The on-site inspection will also focus on identifying risk vulnerable factors based on the evaluation and analysis of the bank’s soundness, rather than detecting violations or ex post punishment, and guiding banks to improve them.”
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