▲ Compare the index of the number of houses bought by region. <주택금융공사 주택금융통계시스템 사이트 갈무리>
[비즈니스포스트] It was analyzed that only 6 out of every 100 apartments were affordable for middle income households in Seoul last year.
According to the Korea Housing Finance Corporation’s housing finance statistics system on the 31st, Seoul’s housing purchase volume index (K-HOI) in 2023 was calculated to be 6.4.
The house purchase volume index is the proportion of homes that median income households can purchase from each household in a given region. It shows how many houses are available to buy by region.
By region, Gyeongbuk (91.6) had the highest rate. Jeonnam (87.9), Chungnam (87.7), Gangwon (84.7), Jeonbuk (82.7), Gyeongnam (82.2), Chungbuk (80.4), Ulsan (73.8), Gwangju (68.3), Daegu (65.1), Daejeon (58.1), The order of magnitude was Incheon (52.3), Busan (50.1), Jeju (47.4), Gyeonggi (44.4), Sejong (43.7), and Seoul (6.4).
Accordingly, the national average home purchase size index was 55.0. Compared to a year ago, it rose 8.0 points.
Looking at the trend of change by region, compared to 2022, there has been an increase in all regions except Jeju and Sejong. Sejong’s household purchase volume index fell by 8.0 points and Jeju’s index was the same.
In addition, last year’s national housing burden index (K-HAI) was 64.6, down 4.0 points since 2022.
The housing burden index represents the loan repayment burden that middle income households face when buying a middle priced house with a standard loan. The lower it is, the lesser the burden of buying a home.
For example, the national housing burden index of 64.6 means that when buying a moderately priced house in the country, 64.6% of the appropriate burden (around 25% of income) is used to repay’ the principal and interest of the home purchase. mortgage loan.
The housing burden index was more than 100 in Seoul (156.0) and Sejong (104.2). After that, Gyeonggi (84.6), Jeju (76.4), Incheon (67.5), Busan (67.2), Daejeon (64.6), Daegu (58.6), Gwangju (54.7), Ulsan (48.8), Gyeongnam (40.1), Gangwon ( 38.1 ), Chungnam (36.0), Chungbuk (35.6), Jeonbuk (33.4), Gyeongbuk (30.8), and Jeonnam (29.6). Correspondent Kim Hwan
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