Deposit⁤ Products with the ⁢Highest Interest ​Rates‍ in October 2024

• What deposit product offers the highest ‍interest ​rate as of the fifth⁤ week of October ‌2024?

• According to the Financial Supervisory Service’s Financial ‌Product Comparison Disclosure ‘Financial Products at a Glance’ on the 28th, iM ⁤Bank’s ⁣iM Main Transaction Preferential Deposit‍ (first-time customer type) product ​offers⁤ the <a href="https://newsdirectory3com/2022-%ec%b2%ad%eb%85%84%ed%9d%ac%eb%a7%9d%ec%a0%81%ea%b8%88-bank-application-target-method-payment-standard-preferential-interest-rate-qa-summary/" title="[2022 청년희망적금]Bank, application target, method, payment standard, preferential interest rate' Q&A summary”>highest preferential interest rate of 3.81%.

  The ‘iM Main Transaction Preferential Deposit (First-time Customer Type)’ is a product⁣ that pays a preferential interest rate to‌ those who meet the conditions such as not signing up for an iM Bank deferred deposit within the past year, using a card, ‌using a banking app,⁣ and signing up non-face-to-face. It is a one-year product. You can receive a basic interest rate⁢ of 3.01% per year plus a preferential interest rate of up to 0.60%p per year (highest applicable‍ interest rate is 3.81% per​ year).

  Meanwhile, the subscription amount for the product ⁢is over 1 million won, ⁤and ​subscription can be made through branch offices, ‍internet banking, IM Bank, etc.

• iM Residential ‍Transaction Preferential Deposit (First Meeting Customer Type)

  Eligible for registration: Individuals and sole proprietorships (however, registration under joint names is ⁣not possible)

  Subscription amount: 1 million won or ‌more

  Subscription period: 6 months to⁢ 3 years (monthly or daily ⁤basis)

  Base interest rate: ​3.01%⁣ per year

  Preferential interest rate:​ Up to 0.60%p per year (additional 0.05%p per year ‌applies when signing up non-face-to-face)

  • 0.20%p per annum ⁣for the first transaction of a⁣ lump sum deposit (term deposit, housing subscription deposit, Rich index linked deposit, certificate of deposit (CD account), repurchase agreement‌ (RP)) in the​ past year
  • 0.20%p per‌ year if ⁣a new credit card (check ‌card) is issued by our⁢ bank within the past ‌month
  • Customers who signed up for Internet, phone, or mobile ‍banking ‍within ⁣the past month (including re-registration): 0.20%p per year
  • An ⁤additional non-face-to-face preferential⁢ interest rate of‍ 0.05%p per year⁢ is⁣ applied when signing up through the Internet/Smart Bank.