Deposit Products with the Highest Interest Rates in October 2024

• What deposit product offers the highest interest rate as of the fifth week of October 2024?

• According to the Financial Supervisory Service’s Financial Product Comparison Disclosure ‘Financial Products at a Glance’ on the 28th, iM Bank’s iM Main Transaction Preferential Deposit (first-time customer type) product offers the <a href="https://newsdirectory3com/2022-%ec%b2%ad%eb%85%84%ed%9d%ac%eb%a7%9d%ec%a0%81%ea%b8%88-bank-application-target-method-payment-standard-preferential-interest-rate-qa-summary/" title="[2022 청년희망적금]Bank, application target, method, payment standard, preferential interest rate' Q&A summary”>highest preferential interest rate of 3.81%.

  The ‘iM Main Transaction Preferential Deposit (First-time Customer Type)’ is a product that pays a preferential interest rate to those who meet the conditions such as not signing up for an iM Bank deferred deposit within the past year, using a card, using a banking app, and signing up non-face-to-face. It is a one-year product. You can receive a basic interest rate of 3.01% per year plus a preferential interest rate of up to 0.60%p per year (highest applicable interest rate is 3.81% per year).

  Meanwhile, the subscription amount for the product is over 1 million won, and subscription can be made through branch offices, internet banking, IM Bank, etc.

• iM Residential Transaction Preferential Deposit (First Meeting Customer Type)

  Eligible for registration: Individuals and sole proprietorships (however, registration under joint names is not possible)

  Subscription amount: 1 million won or more

  Subscription period: 6 months to 3 years (monthly or daily basis)

  Base interest rate: 3.01% per year

  Preferential interest rate: Up to 0.60%p per year (additional 0.05%p per year applies when signing up non-face-to-face)

  • 0.20%p per annum for the first transaction of a lump sum deposit (term deposit, housing subscription deposit, Rich index linked deposit, certificate of deposit (CD account), repurchase agreement (RP)) in the past year
  • 0.20%p per year if a new credit card (check card) is issued by our bank within the past month
  • Customers who signed up for Internet, phone, or mobile banking within the past month (including re-registration): 0.20%p per year
  • An additional non-face-to-face preferential interest rate of 0.05%p per year is applied when signing up through the Internet/Smart Bank.