Muang Thai Life Assurance Launches ‘CarePlus’ – Your Shield Against the Fight Against Cancer

In the past, many people considered “insurance” as a luxury. It can be something that does not exist. Or is it not an important factor in life? But with health issues Disease A serious disease that kills countless people every day, or a pandemic like COVID-19. What happened just 2-3 years ago, combined with medical expenses that are increasing every day, are the factors that create “awareness” among consumers to see the importance of getting health insurance, life insurance, critical illness insurance Because in life nothing is always certain. Health is the same.

Mr. Sara Lamsam The CEO of Muang Thai Life Assurance Public Company Limited once told me that “insurance” is a help, not a “burden” because on the days when we are healthy, We may not consider insurance important, but things change the day we no longer have insurance. Our health may no longer be ready or strong.

Therefore, taking out insurance is considered as “life planning” in advance to accept health risks. Activities that may occur in the future or for people with insurance Many people think that this is enough. But it may not cover the cost of treatment. It does not cover health problems that may occur in the future. So the important thing is I have to go back and see. What insurance do we lack today to provide health care? Health care is more comprehensive.

as well as Muang Thai Life Insurance at the launch”Plus Care“The insurance (Care Plus) covers the costs of treatment. cancer AND Chronic renal failure This can cover both IPO and OPD with a maximum limit of 5 million baht per illness per year.

Mr. Sara told him The beginning of the launch of “Care Plus” insurance came from the learning of Muang Thai Life Assurance, which tried to respond to the vulnerabilities. To create more satisfaction In the past, Muang Thai Life Assurance We try to design insurance that reaches every group. Every segment, every age But it is not possible that a company can come up with an insurance model that covers 100%.

“So let’s try to think starting from the critical points or studying the insurance models of the market. and from consumer demand. It makes us find it. At this point we still lack it. Critical illness insurance only sickness, so ask about insurance Plus Care Who is it for? Suitable for people who also have to take care of others. But no matter what happens, you have to take care of yourself to be the first. Because starting from the age of 40, people often neglect to take care of themselves. Since they are busy taking care of other people in the family or the Sandwich generation, having this insurance helps to address the need to take care of themselves. Save energy to continue taking care of others.”

If you look at the coverage, “Care Plus” is an affordable insurance, the premiums are cheap, not too expensive. as long as it does not create any burden for the buyer Therefore, it is considered an option that helps Ease your worries on days when you only worry about other people. But you should not forget to worry about yourself. Because you are an important person. If you fall, who will take care of your loved ones?

“In Thailand, we have always offered health insurance to cover serious illnesses. In the past, the market shared with us. Health insurance Including critical illnesses, our total premiums are in second place. in the insurance industry both life and casualty Critical illnesses, we are number two on the market So today we have learned a lot. Learning from the gaps We therefore believe that maintaining the old insurance should not be abandoned due to changes in health status. Because today is enough One day’s protection may not be enough. If you intend to create the future Your health may not be ready. Therefore, this was made to be an additional unit or supplement to cover the costs of treatment more comprehensively.”

If we talk about the “Care Plus” insurance that covers the cost of treatment for cancer and chronic kidney failure. Muang Thai life insurance It is considered the only one in Thailand today that can be purchased separately by type of disease. And if we consider the protection provided by “Care Plus” when it comes to cancer or kidney failure, most will only cover the treatment of IPD that requires hospitalization. But the current treatment Many people thought that they would have to stay in the hospital. But under the protection of CarePlus, both IPD and OPD are covered so that the treatment costs cover more. Especially if we talk about “cancer”, the disease may not only be physical. But it is also a serious disease that arises from mental illness. Therefore, it is necessary to seek mental treatment. including various medical visits The maximum amount for psychiatric services is 50,000 baht, while the maximum amount for drugs to be taken home within 30 days is 100,000 baht.

Under “Care Plus” it will protect both Medical Services Expenses including doctor’s fees, medicines expenses, surgery expenses, advanced diagnostic tests, CT scans, MRI scans, PET scans and gait scans as well as modern and targeted treatment innovations to increase the chances of recovery. Cancer will cover treatment including chemotherapy, targeted therapy and immunotherapy. (immunotherapy) and stem cell transplantation etc.

Regarding chronic kidney failure It covers kidney transplant treatment Dialysis through veins or through the peritoneal cavity High efficiency dialysis (online hemodiafiltration) and surgical dialysis line, etc., as well as treatment for psychiatric diseases that help take care of the mind. When there is stress even in the treatment of a serious disease.

“Care Plus coverage is considered an option for those who want to start planning their care. With low insurance premiums Compared to the cost of cancer treatment and chronic kidney failure is very high and requires continuous treatment for a long time In addition to the high coverage limit, the attractiveness of Care Plus is exceptional. It also covers the costs of inpatient (IPD) and outpatient (OPD) treatments. In addition, the insurance premium is considered at a level that is truly affordable for the general public.

Insurance premiums for insurance protectionPlus Care“The maximum protection is 5 million baht per year per illness. Calculated by the insured, male, aged 40 years, the insurance premium will be only 4,036 baht per year or if insured only for illnesses such as cancer The insurance premium will be 2,881 baht per year and Chronic renal failure 1,603 baht per year