NH Nonghyup Bank announced on the 21st that it has launched a non-face-to-face exclusive ‘NH Public Service Loan’ that introduces an integrated digital civil servant credit loan review process.
According to Nonghyup Bank, the digital civil servant credit loan integrated review process allows customers to select a product and get a loan by comparing the loanable amount and interest rate for all products under the agreement and credit loan at a glance by inputting loan application information once. service.
The target of the loan is employees with health insurance with an annual income of 30 million won or more among civil servants who have served three months or more, as confirmed by the Public Officials Pension Service.
The maximum loan limit is 250 million won (up to 100 million won in a negative account), and the prepayment cancellation fee is exempted.
The loan interest rate is as low as 3.97% per annum (as of the 18th of the last 18 days) if you receive a preferential interest rate of up to 1.00% points, such as salary transfer (0.30% points), automatic transfer (0.20% points), and credit (check) card holding (0.20% points). can be applied.
Customers who want to receive ‘NH Public Service Loan’ can apply through the NH Smart Banking app.
/yunhap news
