SCB launches insurance “OPD (worth it), money is complete, no worries”
Date 01 Feb 2022 time 20:15
SCB launches insurance that returns premiums in full even after claiming medical expenses, grabbing “Num Kanchai” as a presenter Reinforcing the image of a professional, cost-effective health plan
Ms. Poramasiri Manolmai, Senior Executive Vice President Chief Executive Officer insurance business group Siam Commercial Bank said that at present, some people are already receiving health insurance benefits from their work. But the medical expenses are not enough. and in the case of purchasing additional health insurance by yourself The premiums paid are discarded. can’t get it back You also have to buy multiple insurances. in hopes to cover a comprehensive medical treatment plan They also have to travel to check their health at the hospital.
In addition, if you want to buy insurance for family members Had to buy more insurance plans. If there are many family members The more you have to buy insurance. Some people buy it and the coverage is still not enough. Some people bought it and didn’t use it.
For all the reasons mentioned above, Siam Commercial Bank understands all the problems that consumers face. Therefore, we are committed to promoting the development of products that truly provide protection and value to customers. Therefore, we continue to make a difference in the health insurance market again with ‘OPD (Good Value) Insurance, Full Money, No Worries’, which is the first health insurance in the country to refund 100% of premiums, covering both OPD (Outpatient), IPD. (inpatient) including other treatment expenses Easy to apply, just answer 3 health questions and can share coverage with family members up to 5 people together in the policy. And if you don’t claim or don’t use up all your medical expenses, you can accumulate it for the next year. This is a product that is offered for sale through the bank’s staff. This year, a new channel has been launched, Live Chat, www.OPD, fully refunded.com. This is considered to increase the service level to create convenience for customers according to the New Normal way as well.
According to the insights obtained from customers, it was found that: 1. People have a need for health coverage. but do not want to waste money on insurance premiums If they do not claim or claim less than the premium paid. 2. People who want comprehensive health coverage. End in one policy 3. People who do not want to have a health check for insurance 4. People who want to take care of their family’s health but do not want to buy multiple health insurance because of high cost from all of the above information This is the origin of the development of OPD insurance (worth it). The money is complete, no worries, which comes with 4 answers for peace of mind for policyholders, consisting of: 1. Full refund, unpaid premiums, peace of mind. The policyholder will receive a refund of not less than the premium. all paid Even if claiming medical expenses, compensation or serious illness. 2. Covers both OPD, IPD, dentistry, vision, vaccines, health, and also covers in case of treatment from 3 serious diseases (metastatic cancer). Acute myocardial infarction from ischemia cerebrovascular disease) and when hospitalized, there is no lack of income. by receiving compensation when being admitted to the hospital as an inpatient from 500 – 15,000 baht per day (depending on the selected plan) and the health coverage limit can still be accumulated in subsequent years in the event that there is no Claim 3. No health check-up required, just answer 3 health questions 4. One policy Taking care of the people you love By giving the right to the person who buys the policy to share the medical expense limit with the family up to a total of 5 people* as a medical expense limit and health care, covering OPD, IPD, dental treatment fees Cost of eye care and treatment, vaccinations, health checks And family members who share the medical expense limit will receive life insurance coverage of 50,000 baht per person.
“The Bank expects that ‘OPD (worth the money) is complete, no worries’ will gain attention from target customers who value health care and worthwhile benefits. to meet the needs of today’s customers,” said Ms. Poramasiri.
The bank also launched “Kanchai Kammutploy”, a Thai news presenter. sit on the podium as a presenter Due to his outstanding personality and professional attitude by sticking to accuracy and sincerity as the heart of work They are also people who care about health care plans for themselves and their family members. Therefore, it is very appropriate to pass on the story of OPD insurance (worth it), the money is complete, the end is not worrying, to make it more interesting.
